- 3. Lifestyle Changes
Nowadays, people travel long distances for work, have to sit for extended periods at their desks, eat fast food, and have little or no time to take care of their health. Often, people ignore early signs and symptoms of diseases, which later aggravate and may lead to serious problems. Hence, having health insurance is more than a requirement, as it includes regular medical tests, covers medical treatments, and offers services at the best healthcare facilities.
- 4. Early Incidence of Diseases
People think that there is no need for regular checkups and medical treatment, until you reach an age over 60 years. However, this is a false notion. Lifestyle problems, bad eating habits, and pollution are several factors that have led to an increase in early incidences of a range of serious diseases and disorders. If you have a health plan, you can avail free annual health check ups.
- 5. Enjoy Better Benefits
When you buy a health plan, certain benefits, such as pre-existing disease coverage, surgeries, or special treatments, are available only after a waiting period. If you buy early, at a young age, you might not require these benefits immediately. But, at an older age, you might need the benefits urgently, but due to the waiting period clause, you won't be able to access them. Hence, buying a policy early will not only help you avail better benefits, but also to make full use of the policy.
While there is no right age to buy health insurance, the sooner you are insured, the better it is. Financial security is what every one of us plans to achieve at the earliest, and if you do not have health insurance, you're possibly making the biggest mistake of your life. Even if you have a good amount of savings, a sudden medical condition can wipe off your hard-earned money. Plus, the rising medical costs, together with the high incidence of diseases at an early age, lay further stress on the need to have a health plan in place, before it's too late!