Janta Personal Accident Insurance Policy

Stay prepared for the unexpected

Janta Personal Accident Policy

Conceptualized to provide coverage to individuals against accidental deaths, along with other accidental benefits, is the Janta Personal Accident Insurance Policy.

Features & Benefits

With an intent to provide Personal Accident Cover to those dwelling in rural regions, the prime features that this assistive insurance policy comes packed with, include –

  1. Maximum age for eligibility – 75 years
  2. Minimum age for eligibility – 5-18 years (for children)
  3. Exit Age - Renewable for Life
  4. Term of the policy - 1 year
  5. Free look period -A free look period of 15 days is available
  6. Geographical boundary - Worldwide

Kindly go through the policy wordings to know more.


What does the Janta Personal Accident insurance policy cover?

The cover under this insurance policy is offered for the following events -

The company shall remunerate the amount described hereunder in the Schedule of Benefit, in case of a physical damage arising exclusively and directly from accidents triggered by visible, external and violent means.

Accidental Benefits % of CSI
Accidental Death 100%
Loss of % of CSI
Limbs (both hands or feet or one hand and foot) 100%
Irremediable and Total loss of sight of both eyes 100%
An eye and a Limb 100%
Sight of one eye, or Irremediable and complete loss of use of any/one of the limbs 50%
Total Permanent Disability due to Accident 100%

The above mentioned list is not exhaustive. Kindly refer to thepolicy wordings.for further details on inclusions and other information.

UIN : LVGPAGP14003V011314

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Thanks Mr. Kaushal and Mr. Rajesh Portability for Mr. Rohit's son is accepted by Health Insurance Underwriting Team. This is a lovely example of ''OUT OF THE BOX'' thinking at LVGI as Dr. Liji has physically examined the boy after discussing the matter with Dr. Asha and Hemlata madam instead of compelling him to go for X-Ray/MRI.​​ Parents of the boy appreciated the way proposal was tackled as parents and the consulting doctor were not of the opinion of taking X-Ray/MRI of the young boy, as he was fit post hospitalization. Thanks to Underwriting Team for thinking differently.​

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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

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