Benefits like extended coverage, attractive discounts, etc. are always on offer, but here is a list of aspects the differentiable the better from the best:
1. Reliability and assurance of the motor insurance company is the most crucial aspect for comparing motor insurance policies
2. Extent of coverage is the second most critical point while comparing motor insurance policies. While most policies cover standard acts of destruction and damage, certain companies offer extraordinary coverage some policies cover events , road side assistance in case of breakdown
3. Discountsand assured bonuses are some of the most widely used tools for attracting newer clients. Do not get lured by the premium amounts alone. Check the total value vis-a-vis offerings.
4. Client reviews on consumer forums and third-party review portals often act as a source of first-hand information about the performance and service bottlenecks of motor insurance companies. However, a word of caution here - there are a very few satisfied customers who get online to write reviews.
How to Begin?
Start by contacting different motor car insurance providers and inviting comprehensive information about the policies on offer. Seek details about the key features, benefits and premiums payable for your vehicle type.
Learn about the insurance companys terms of service. These should include aspects like, promptness in conducting audits after an accident, ease of paying premiums and settling claims, reminders and alerts for premium payments, etc.