About Car Insurance in Agartala
Agartala is the capital city of the state of Tripura and is the second-largest city in north-eastern India after Guwahati in terms of municipal area as well as population. Agartala lies on the bank of Haora River and shares its western border with Bangladesh. Unlike the other six capitals of north-eastern states, which are predominantly hilly, Agartala lies on the western end of the great Ganga-Brahmaputra plain of Bangladesh and shares much of its culture, language and cuisine as well with this neighboring nation. Agartala is famous for its temples, palaces, and rich history of the Manikya kings and its connection to Nobel Laureate Rabindranath Tagore. Agartala is also noted for its bamboo handicrafts, and local hand-woven shawls and textiles.
Indian, Chinese, Continental foods are available in any good hotel at Agartala. Several modest restaurants cater various cuisine. Relatively cheap in comparison to Indian Metros, quality wise also at par with them. There is also excellent street food available and the main street is a hub of activity during the evening where you can get anything from chai to particularly good popcorn.Read More
Why choose Liberty General Insurance in Agartala?
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Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
Is it mandatory to have motor car insurance in Agartala?
Yes, motor insurance is mandatory in Agartala. Having at least third-party motor insurance in Agartala is a statutory requirement as per the Motor Vehicles Act, 1988.
What is car insurance?
It is an insurance policy that covers four wheelers against damage or loss resulting from accident or theft. One can buy online car insurance policy or by visiting the insurer.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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