Get all that you expect from your Two-wheeler insurance.

Two Wheeler Package Policy

Key Benefits of Two Wheeler Package Policy

A smart individual is one who keeps himself prepared well in advance when on the road. Realistically, you may, in many situations, avert the risks, but you simply cannot control it. What you can control is how well-secured your two-wheeler is. Two-wheeler insurance doesn’t just cover vehicle damage, but also you yourself and/or any third party involved. It is the right and smart thing to do, and it is also very responsible on your part to ply on the road with active two-wheeler insurance.
  • Hassle free Inspection

    Hassle-free
    Inspection

    Cashless Claim Service

  • Swift Telephonic Support

    Swift Telephonic Support

    Avail insurance-related support services all year round, even on weekends, through a toll-free number.

  • Predefined depreciation

    Predefined
    depreciation

    For more efficient replacement of vehicle parts damaged due to an accident

  • Relocation of vehicle

    Relocation of
    vehicle

    Get your two-wheeler to the closest garage when there is a major breakdown

  • Telephonic Service

    Telephonic Service

    For effective claims support & assistance from 8:00 AM to 8:00 PM daily.

Renew My Liberty General Insurance Two Wheeler Package Policy

Two Wheeler Package Policy

Two Wheeler Package Policy

A Two-wheeler package policy is like a shield that protects without showing itself. Two-wheelers afford us with better maneuverability and pocket-friendly fuel expenses, but the degree of risk is also higher. While it is always ideal to ride safely and follow the rules on the road, it is equally important to ensure that your two-wheeler insurance is in force. As they say, a stitch in time can save you nine. Your two wheeler insurance policy options at Liberty General Insurance include –

  • Two wheeler Package Policy

  • Multi-year Two Wheeler Package Policy

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What is covered in this policy?

  • Damage to vehicle resulting from an accident.
  • Third party liabilities covering injury or death of the person and any or all damage done to their property.
  • Personal accident cover to the owner-driver, including injury or death
  • Loss or damage of the two-wheeler for reasons either natural or man-made including –
    • Fire, lightning, self-ignition, explosion
    • Theft, injury, house-break
    • Strike or riot
    • Earthquake, flood, hurricane, storm, cyclone, typhoon
  • Extra covers on payment of additional premiums in case of-
    • Damage to the electrical and non-electrical parts of the vehicle
    • Personal accidental cover to the named or unnamed passenger other than the rider

What is NOT covered in this policy?

It is safer and smarter to know every aspect relating to your two-wheeler insurance, beforehand. Here's a list of the major exclusions under the two wheeler insurance policy by Liberty General Insurance –
  • Consequential loss
  • Accidental damage or loss taking place outside the geographical area
  • Claims arising out of any contractual liability
  • Breakdowns or fails that are electrical and/or mechanical in nature
  • Issues related to drunken driving
  • Cases regarding wear and tear or depreciation
  • A damage or accidental loss arising from or due to consequential loss
  • A damage or loss related to nuclear or radioactive material in any manner
  • A damage or loss resulting from activities like hostility, invasion, war etc.
  • Damages or loss covered under manufacturer’s recall or warranty

Disclaimer:The details furnished above are indicative & do not constitute the entire terms, conditions and exclusions of the Policy. For further detail please refer to policy wordings

Frequently Asked Questions

What is third party liability insurance? Is it covered in this policy?​

Third party liability insurance covers losses to a third person who is not a party to the insurance contract. The motor third party insurance covers the following losses:

  • Any permanent injury/death to a person caused by your insured vehicle
  • Any damage caused to the property (excluding vehicle) of some other individual by your insured vehicle

Liability is covered for an unlimited amount in respect to death. Any damage to third party property is covered up to Rs. 1 lakh in case of two-wheeler.​

Disclaimer:The details furnished above are indicative & do not constitute the entire terms, conditions and exclusions of the Policy. For further detail please refer to policy wordings

What are the key factors that affect the premium amount?

Following are the factors on which the premium payable for your vehicle depends:

  • Age of the vehicle
  • ​Geographical zone
  • Cubic capacity of the engine
  • IDV (Insured Declared Value)​

Disclaimer:The details furnished above are indicative & do not constitute the entire terms, conditions and exclusions of the Policy. For further detail please refer to policy wordings

Two Wheeler Policy Renewal Reminder

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Why Two Wheeler Insurance

Listen to Our Customers

Thanks Manish

Dear Mr. Dharma – I would like to thank your company personnel at the customer services division for their excellent support. Your customer care executive, Manish Bhatia took care of all my queries in a very courteous and professional manner.

Would also like to thank Mr. R Rajkiran from ‘Invee Intelligence Private Limited’ and Mr. Umesh for taking this issue to closure.

Keep up the good work.

Majid Hashmat

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Mr. N. Rama Mohan Rao
Two Wheeler Insurance
Rated 4.2/5 based on 2027 customer reviews

Customer Reviews

4.2

Average Rating

Based on 2027 Ratings

  • 5 Star

    824

  • 4 Star

    767

  • 3 Star

    424

  • 2 Star

    8

  • 1 Star

    4

  • Pavan JH

    7/5/2016 3:58:26 AM

    I was surprised to see the level of professionalism shown by the claims & customer service team. They were quick and courteous. Cheers.

  • SUSHANTH .

    7/5/2016 10:48:25 AM

    Good

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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

2019 Liberty General Insurance Ltd.

Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.