About Car Insurance in Solan
Solan town is a city in Himachal Pradesh. Solan is 70 km from Chandigarh, 300 km from Delhi, and 45kms from Shimla, is easily approachable through road route by state transport buses or taxis (Rs 1000 from Chandigarh and 3500 from Delhi); is en-route Shimla on NH-22. Railroute: all trains from Kalka to Shimla stop over at Solan. Airport: Nearest airport is the Shimla Airport. Seventy kilometers from Chandigarh and in proximity to Shimla, Solan draws many tourists every year.Read More
Why choose Liberty General Insurance in Solan?
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
Our inspection process means you don’t have to endure any hassles
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
Incorporate amendments in
your existing policy
Additional Protection Cover
Check our list of add-on policies
for your car
Daily Customer Service
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Find the nearest garage through
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Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
What is the meaning of Cashless Claims?
Yes, car insurance is mandatory in India. Having at least third-party car insurance in India is a statutory requirement as per the Motor Vehicles Act, 1988.In Cashless Claims, the garage bill for car repairs is settled directly between us and the garage. You do not have to get the car repaired from the garage and then apply to us for reimbursement.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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