Car Insurance in Rourkela
About Car Insurance in Rourkela
Famous for its Nawabi culture and its biriyani, Irani cafes and Osmania biscuits, Rourkela is also known as the Pearl City. A city which currently serves as a capital of not one, but two states; a city where gleaming modern glass and chrome structures rub shoulders with ancient places like the Golconda Fort (a former diamond-trading center) and the Charminar, a 400 year old mosque near the ancient Laad Bazaar. Then there’s the sprawling Ramoji Film City, billed as the largest studio complex in the world, and the Lamakaan, an open cultural centre which is always abuzz with arts, theater, debate, literature, dialogue, culture and drama.
Driving around the city is usually a breeze, although peak hour traffic can get a bit frustrating. And for those looking for weekend getaways, there’s Warangal, famous for its Thousand Pillar Temple and the Warangal Fort, the Rollapadu Bird Sanctuary and Belum caves in Kurnool, Fort and Belum Caves, the Buddhist heritage site of Nagarjunakonda, and the beach at Guntur.
Read MoreWhy choose Liberty General Insurance in Rourkela?
Zero Depreciation Cover
Key and Lock Replacement
Consumable Expenses
Personal Baggage
Key Features
Hassle-free inspection
Our inspection process means you don’t have to endure any hassles
Claim Settlement
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
Incorporate amendments in
your existing policy
Additional Protection Cover
Check our list of add-on policies
for your car
Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Cashless Garages
Find the nearest garage through
our garage locator
Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
FAQs
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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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