About Car Insurance in Raipur
Raipur is the capital of Chhattisgarh. Raipur is well conected by bus services with Nagpur, Amravati, mandla, Jagdalpur, Ambikapur, Sambalpur. Go to the chattisgarh mall, As the raipur is hub for cloth u can purchase best garments in very cheap price at pandri market.dealer of whole chattisgarh are found in one place at pandri marke near new bus stand.
Greta places to visit in Raipur are the Urja Park at Mana road, Nandanvan Zoo (cum garden) at Bhilai Road and Banjari Mata Mandir at Bilaspur Road. Finally, do not miss out on the tempting dishes at Chowpaty in front of Salem English School, Have some desi ghee tikki at Phool chowk, Wada and imarti at Sadar Bazaar, madrasi & mezbaan restaurant at malviya road and Excellent Thali at Mahaveer Thali Jail Road.Read More
Why choose Liberty General Insurance in Raipur?
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Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
What is Car Insurance?
Car insurance protects you from financial losses incurred due to car damages/losses in events such as - accidents, thefts, fire, natural disasters, or third-party liabilities.
In return for a premium, the LGI will pay for the car damages as per the policy’s terms and conditions. Buying car insurance also helps you comply with the law, as insuring your car is a legal requirement in India.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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