About Car Insurance in Patna
Patna is the capital of Bihar, and the second largest metropolis in eastern India. Fluxed by the three sacred rivers Ganga, Sone and the Poonpun, the journey of Patna through the ages can quite be an object of envy for any place brooding over its life-chronicle. The city tweets of a glorious past and perches on the briskness of a bustling and an up-and-coming metropolis. Legend has it that a sanctified Ganga had watched with reverence as a hallowed Buddha blessed this place to be a realm of great Kings and their Empires.
Belonging to the blue family of cities with a royal heritage, it is the land where the greatest emperors of India walked, and where the greatest saints chose to preach. Guru Gobind Singh, the 10th Sikh Guru was born here. For anyone with a taste for history and religion, this place flies high. Today, it has become one of the fastest growing cities of India. With real estate booming at a dizzying pace, shopping malls, theaters, new businesses, food joints it carries all ingredients for a lively city life, and a tourist haven-to-be.Read More
Why choose Liberty General Insurance in Patna?
Emergency Assistance Cover
No Claim Bonus Protection
Our inspection process means you don’t have to endure any hassles
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
Incorporate amendments in
your existing policy
Additional Protection Cover
Check our list of add-on policies
for your car
Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Find the nearest garage through
our garage locator
Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
What documents are required to make a car insurance claim for accidents?
Duly-filled and signed claim form.
- A copy of your vehicle's RC.
- A copy of your valid Driving Licence.
- A copy of the first 2 pages of your policy document.
- A copy of the FIR.
The original estimate, invoice, and payment receipt for cash and cashless garage.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013
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