
Car Insurance in Gurgaon

About Car Insurance in Gurgaon
Gurgaon has the typical climate you'd expect in the northern plains of India and it is almost the same as that of Delhi. Winters are very cold and foggy. Early summers are hot and rainy while late summers are dusty and scorchingly hot. Due to the massive amount of construction in the city, it is incredibly dusty, year round. Not long ago a sleepy suburb of Delhi, Gurugram now boasts over a million inhabitants, slick office complexes housing companies ranging from Accenture to Xerox, and more shopping malls per square mile than anywhere else in India. Unfortunately, the rapid growth happened much faster than the city could handle and now, infrastructure is no where near the standards required.
The city is a glimpse into the future of India. Numerous leisure activities like Go Karting, Net Cricket, Bowling, Pool etc along with a classy bar, a bakery, a casual cafe, an Indian restaurant and an Oriental Grill make it an ideal place to spend the weekend with the family. They usually have special events and promotions planned around most national and international festivals too.
Read MoreWhy choose Liberty General Insurance in Gurgaon?
Emergency Assistance Cover
No Claim Bonus Protection
Return To Invoice
Key Features

Hassle-free inspection
Our inspection process means you don’t have to endure any hassles

Claim Settlement
Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Incorporate amendments in
your existing policy

Additional Protection Cover
Check our list of add-on policies
for your car

Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Types of car insurance policies

Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.

Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.

Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss

Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
FAQs
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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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