About Car Insurance in Coimbatore
Coimbatore is a major industrial city in Tamil Nadu, often likened to being the Manchester or Detroit of Southern India. It's famous for the manufacture of motor pump sets and varied engineering goods. Coimbatore is known for its various industries, engineering goods, textile mills, educational institutions, health care facilities, dry-hot weather, friendly culture and hospitality. There is a significant minority of people from Northern and Western India in Coimbatore which gives it the "local Indian-cosmopolitan" outlook.
The Tamil spoken here is called Kongu Tamil. Other languages spoken include English, Malayalam, Telugu and Kannada. Very friendly & courteous people in South India. During Summer (Feb-May) it is very hot, the rest of the year has a manageable hot climate throughout the year. Tamil is the mother tongue of the natives. Picking up few words in Tamil would be helpful though many locals have a business knowledge of English. Telugu, Kannada, Urdu and Malayalam would qualify as the other languages. English is also widely spoken by many.Read More
Why choose Liberty General Insurance in Coimbatore?
Third Party Covers
Personal Accident Cover
Our inspection process means you don’t have to endure any hassles
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
Incorporate amendments in
your existing policy
Additional Protection Cover
Check our list of add-on policies
for your car
Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Find the nearest garage through
our garage locator
Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
Why purchase car insurance online?
It is beneficial to buy a car policy online in India, as there are various policies from which to choose. You can make more informed decisions. When you buy any car policy online, research thoroughly and then decide. Buying online also helps you save time and money. You can also get more benefits.
What is Third-party Car Insurance?
A Third Party Car Insurance Plan is a type of car insurance cover that provides protection only against:
- Damages caused to a third party/person
- Damages caused to a third party/person’s property
- Legal council in case of death/injuries to third party
- It does not cover damages to you or your own motorbike
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013
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