About Car Insurance in Burdwan
Bardhaman is a city and a municipality in the state of West Bengal, India. It is the headquarters of Purba Bardhaman district, having become a district capital during the period of British rule. Burdwan, an alternative name for the city, has remained in use since that period. Burdwan has a multi-cultural heritage. The deuls (temples of rekha type) found here are reminiscent of Bengali Hindu architecture. The old temples bear signs of Hinduism, mostly belonging to the Sakta and Vaishnava followers. The Kankaleswari Kali is also located in the city of Burdwan. Burdwan experienced and survived numerous violent conflicts, mainly due to Mughal, Pashtun and Maratha invaders.Read More
Why choose Liberty General Insurance in Burdwan?
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Additional Protection Cover
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Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
When do you buy a commercial car insurance policy?
A commercial car insurance policy is required if you use or operate a commercial vehicle up to 3500 GVW. For example, a black and yellow taxi.
Is it required to renew four-wheeler insurance every year?
Yes. Insurers generally offer car insurance policies for 12 months. So you will have to renew your car insurance every year. If you like, you can buy car insurance online. In this way, you can get benefits like better premiums, minimal paperwork, and much more.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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