About Car Insurance in Bilaspur
Bilaspur is the second largest city in Chhattisgarh, India after the capital, Raipur. Bilsapur and its surroundings are home to the temples built in the 10th and 11th Century by the Kalachuri dynasty. Amarkantak is also near where the River Narmada originates. Kanan Pendari zoo and bilasa taal are also very famous places in Bilaspur. It is connected with mumbai and kolkata via railroad, from kolkata, rajdhani express will also take you to Bilaspur.Read More
Why choose Liberty General Insurance in Bilaspur?
Third Party Covers
Instant motor claims
Personal Accident Cover
Our inspection process means you don’t have to endure any hassles
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
Incorporate amendments in
your existing policy
Additional Protection Cover
Check our list of add-on policies
for your car
Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Find the nearest garage through
our garage locator
Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
What is car insurance?
It is an insurance policy that protects cars against damage or loss resulting from an accident, theft or any other third-party liability. You can buy car insurance online or by visiting a Liberty General Insurance branch.
Is online auto insurance purchase the only option to purchase insurance from LGI?
At Liberty General, there are two types of car insurance:
- 'Liability Only' or Third-Party Car Insurance
Third-party insurance is essential and mandatory for every car on the road. It only covers loss or damage suffered by a third party in case of an accident in an insured vehicle. A 'Liability Only' policy does not cover any loss or damage to the insured vehicle or the insured.
- Comprehensive Car Insurance
This policy Includes loss or damage to the insured as well as the third-party, in case of theft or accident.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
2019 Liberty General Insurance Ltd.
Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013
Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.