About Car Insurance in Bhubaneswar
Bhubaneswar is the capital of the East Indian state of Odisha (formerly known as Orissa). Bhubaneswar, the capital of Odisha, is known for its architecture and ancient temples. It is also a Buddhists and Hindu pilgrimage destination. The 10th century Lingaraja temple, dedicated to Shiva, has been described as "the truest fusion of dream and reality."has been described as "the truest fusion of dream and reality."
Modern Bhubaneswar is a well-planned city with wide roads and many gardens and parks. The plan was made by Otto H. Koenigsberger, a German town planner. Though part of the city has stayed faithful to the plan, it has grown rapidly over the last few decades and has made the planning process unwieldy. Bhubaneswar is one of the greenest cities in India and it has a clean look, with adequate arrangement for dustbins made by the local municipal authorities. It is a generally peaceful city with hardly any history of violence.Read More
Why choose Liberty General Insurance in Bhubaneswar?
Reliable customer support
24/7 Spot Assistancet
Engine Protection Cover
Zero Depreciation Cover
Our inspection process means you don’t have to endure any hassles
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Ease of Endorsement
Incorporate amendments in
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Additional Protection Cover
Check our list of add-on policies
for your car
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Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
What are the risks covered by Private Car Package Insurance Policy?
Car insurance covers damages to your own car, as well as the damages your car makes to others & surrounding property. Some of the risks it covers include fire, theft, natural calamities, explosion and self-ignition.
Is it mandatory to have car insurance in Bhubaneswar?
Yes, motor insurance is mandatory in Bhubaneswar. You have to have at least a third-party car insurance policy in Bhubaneswar. It is a statutory requirement as per the Motor Vehicles Act, 1988.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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