About Car Insurance in Berhampore
Brahmapur or Berhampore, nicknamed "The Silk City", is a city on the eastern coastline of the state of Odisha. It is the third-largest city in Odisha, with a population of 350,000. Brahmapur is a business hub and has little to offer in terms of tourist activities. Nevertheless, it is an interesting place to visit if you want to know the feel of a busy Indian city off the well-travelled path. For the intrepid explorer, Brahmapur offers a variety of good shopping options and some food discoveries.
The rural development NGO Gram Vikas is located 14 km outside of Brahmapur and host a number of international volunteers each year. Don't be surprised if you're from outside India and locals keep asking you if you work for Gram Vikas! Brahmapur is a busy, crowded business city with few things to attract foreign tourists. Nevertheless, it can be a fun, if bruising experience of life in a real East Indian city, with friendly people and a few great food discoveries awaiting the intrepid explorer. The main mode of transportation in Brahmapur is the auto-rickshaw. Cycle rickshaws are also available and are slower but cheaper. You should ask for the price up front and are expected to bargain.Read More
Why choose Liberty General Insurance in Berhampore?
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
Our inspection process means you don’t have to endure any hassles
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
Incorporate amendments in
your existing policy
Additional Protection Cover
Check our list of add-on policies
for your car
Daily Customer Service
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Find the nearest garage through
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Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
What are the things to remember before buying a car insurance policy?
Select a reputed insurance provider followed by their claim settlement time and ratio. Check for the added features like garage network, cashless claims, accessibility benefits (online payments and claims). Run a comparative analysis before selecting your ideal insurance provider.
What are the different types of vehicles that can be insured online?
For better accessibility, customers can avail of Two-Wheeler, Car Insurance, and commercial vehicle insurance online. Following a simple process of submitting the details, you can obtain the final quote before moving ahead. However, the quotes may vary depending on several factors.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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