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Two Wheeler Insurance for UM Lohia

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70%* off on Premium
  • No-inspection
  • Zero Documentation
  • Instant Policy
  • PA cover of 15 lakh

About UM Lohia

About UM Lohia

Liberty General Insurance strives to protect the safety of bike owners with its vast array of two wheeler insurance policies. With the entire process made digital, you can insure your UM bikes on Liberty General Insurance website in just a few clicks.

UM Lohia Two Wheelers Pvt. (UML) Ltd was founded in 2014 as a partnership between US-based UM International, LLC, and Lohia Auto. With a mission to introduce unique mobility solutions built with the Indian audience in mind, UML set up its manufacturing base in Kashipur, Uttarakhand.

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Why choose Liberty General Insurance for your UM Lohia bikes?

Hassle-free paperwork

91% claim settlement ratio (2018-19)

97+ offices all over India

4,300+ partner garages in India

Top UML bikes

UM Renegade Commando

UM Renegade Commando

UM Renegade Commando was launched for the very first time in the 2016 Auto Expo. A cruiser with 279cc engine and six-speed synchromesh transmission, the UM Renegade Commando comes with contemporary styling and comfortable cushioning. Themed as per the Mojave desert Priced at 1.74 lakh, the Commando is a value-for-money alternative to the likes of Bajaj Avenger and Royal Enfield cruisers.

UM Renegade Sport S

UM Renegade Sport S

UM Renegade Sport S cruiser marks the debut of UM’s global motorbikes in the Indian markets. Single cylinder, 279cc liquid-cooled engine similar to the UM Renegade Classic, UM Sport S is contemporarily styled with excellent mileage. Positioned to be one of India’s most affordable American bikes at 1.7 lakhs, the Sport S competes against the likes of Royal Enfield’s Thunderbird 350.

UM Renegade Classic

UM Renegade Classic

Equipped with a 279cc liquid-cooled engine, the UM Renegade Classic makes 25bhp at 8500 rpm. Weighing close to 179kgs, the model is available in metallic candy paint with copper cream and gloss black shade variants. Equipped with service alert systems and USB charges, the UM Renegade Classic is priced at 2.08 Lakhs ex-showroom.

Key Features

Hassle-free inspection & Cashless Claim Services
Hassle-free inspection

LGI ensures that
your bike is inspected with ease

Claim Settlement
Claim Settlement

Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Ease of Endorsement

Amend your
LGI policy with ease

Additional protection cover
Additional Protection Cover

Check our list of add-on policies
that will protect your bike

Customer Service – 7 Days a Week
Daily Customer Service

Call us from 8 am to 8 pm,
7 days a week

Cashless Garages
Cashless Garages

Find the nearest garage through
our garage locator

Types of two wheeler insurance for UML two wheeler

Liberty General Insurance offers two types of two wheeler insurance.

Own damage to two-wheeler

Own damage to two wheeler

This policy covers you and your vehicle against any damages caused to your two-wheeler during an accident. It also covers your bike against theft. So any expenses arising out of an accident involving your bike will be taken care of by the own damage two-wheeler policy. It covers expenses for repairing or replacing parts of your damaged two wheeler.

What does your own damage two wheeler insurance policy not cover?
  • Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive bike insurance)
  • Damage caused to a third-party property
  • Injuries caused to other people in an accident
  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • A vehicle being used other than in accordance with the limitations as to use. For example, if you use your two-wheeler for commercial purposes.
  • Damage to/by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
Third party Insurance

Third party Insurance

A third-party insurance protects you against expenses that arise when a third party is affected by an accident involving your bike. It includes injury to third party as well as damages to third party property. Under the Motor Vehicles Act of 1988, it is mandatory to have a third-party insurance to drive on Indian roads.

Add-on covers

Add-on covers

Liberty General Insurance allows you to add extra benefits to your insurance cover. They are called add-ons. Some add-ons available to you are:

  • Depreciation cover
  • Passenger assist
  • Consumable cover
  • Engine safe cover
  • Key loss cover
  • Roadside assistance cover


How is my Insurance Premium calculated?

Can I switch insurance service providers?

What is a multi-year two-wheeler insurance policy?

What is depreciation cover in bike insurance policy?

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

2019 Liberty General Insurance Ltd.

Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.