two wheeler in visakhapatnam

Two Wheeler Insurance in Visakhapatnam

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  • PA cover of 15 lakh


About Two Wheeler Insurance in Visakhapatnam

Visakhapatnam, with its premier educational institutions, IT special economic zones, connectivity and cosmopolitan culture, was the ninth richest Indian city with a GDP of Rs2.79 lakh crore, going by 2017 figures. The city is in the throes of further development with the state government mulling to develop it as Andhra Pradesh's de facto seat of power or executive capital.

Going by 2017 figures, a Union Ministry report has placed Andhra Pradesh in the top-ten bracket with highest road accidents. And Visakhapatnam, with a population of over 50 lakh in the metro area alone, reported the highest number of road crash fatalities and injuries in the state. The report further states that the largest contributors to road mishaps were two wheelers such as scooters and motorcycles.

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Why choose Liberty General Insurance for two wheeler insurance in Visakhapatnam?

Hassle-free paperwork

91% claim settlement ratio (2018-19)

97+ offices all over India

4,300+ partner garages in India

Key Features

Hassle-free inspection & Cashless Claim Services
Hassle-free inspection

LGI ensures that
your bike is inspected with ease

Claim Settlement
Claim Settlement

Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Ease of Endorsement

Amend your
LGI policy with ease

Additional protection cover
Additional Protection Cover

Check our list of add-on policies
that will protect your bike

Customer Service – 7 Days a Week
Daily Customer Service

Call us from 8 am to 8 pm,
7 days a week

Cashless Garages
Cashless Garages

Find the nearest garage through
our garage locator

Types of Two Wheeler insurance available in Visakhapatnam

Third party Insurance

Third Party Insurance

Riding your bike without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.

Comprehensive Insurance

Comprehensive Insurance

A comprehensive insurance policy covers third-party damage, as well as damage inflicted on your bike in case of an untoward incident

Own Damage to Bike Insurance

Own Damage (OD) Cover

An OD or Own Damage to vehicle insurance policy covers not just accidents or theft, but also damage caused by fires, explosion or lightning, burglary or housebreaking, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.

What Own Damage Insurance does not cover for your Bike?
  • Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive bike insurance)
  • Damage caused to a third party property
  • Injuries caused to other people in an accident
  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • A vehicle being used other than in accordance with the limitations as to use. For example, if you use your two wheeler for commercial purposes.
  • Damage to/by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
  • Consequential loss - if the original damage causes subsequent damage/loss, only the original damage will be covered.
Add-on covers

Add-on covers

Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, Gap value cover, key loss cover, and roadside assistance cover.


Is two wheeler insurance mandatory in Visakhapatnam?

Does LGI offer a depreciation cover?

Can I purchase two wheeler insurance online?

Can I continue the policy in the name of the previous owner even after transferring the vehicle to my name?

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

2019 Liberty General Insurance Ltd.

Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.

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