About Two Wheeler Insurance in Pune
One of the fastest-growing cities in India with a large educated workforce and educational institutions, Pune is home to many multinational companies. Though the city has an extensive network of public buses, autorickshaws, taxis and taxi aggregator companies, Puneites have a special liking for two wheelers. No wonder around 25 lakh two wheelers ply the Pune roads and the number is just growing. In fact, the Young Pune or the young at heart are riding the two wheeler boom in Pune like never before.
Apart from the chaotic, narrow and congested roads, there could be other valid reasons too for Pune to prefer two wheeler as its favoured mode of transportation. Mainly the end-point connectivity, affordable travel, fuel efficiency and ease of parking. Pune’s love for two wheeler, however, hasn’t helped when it comes to bringing down the number of accidents the Queen of the Deccan witnesses every day.Read More
Why choose Liberty General Insurance for two wheeler insurance in Pune?
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LGI ensures that
your bike is inspected with ease
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Liberty General Insurance
Ease of Endorsement
LGI policy with ease
Additional Protection Cover
Check our list of add-on policies
that will protect your bike
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Types of two wheeler insurance in Pune available
Third Party Insurance
A third-party insurance is compulsory as per the Motor Vehicle Act of 1988. Driving your two wheeler in Pune, and other parts of the country without third-party insurance is punishable by law.
A comprehensive insurance policy covers a third-party insurance which is mandatory, as well as an own damage to vehicle, and add-on covers
Own damage to two wheeler
The own damage to bike policy ensures that the two wheeler that you own is covered in case of theft of accident.
Own damage to two wheeler covers the following
- Fire, explosion, self-ignition or lightning
- Burglary housebreaking or theft
- Due to riot and strike
- Earthquake (fire and shock damage)
- Flood typhoon hurricane storm tempest inundation cyclone hailstorm frost
- Accidental external means
- Due to a malicious act
- During a terror activity
- In transit by road rail inland-waterway lift elevator or air
- Landslide rockslide
What does own damage insurance does not cover
- Damage to third-party vehicle
- Damage to third-party property
- Injuries to other people in an accident
- Normal wear and tear
- Mechanical or electrical breakdown
- In case you use your private two wheeler commercially
- Driving under the influence of alcohol or drugs
- Driving without a licence
- Consequential loss
Liberty General Insurance gives you the option to choose various add-on covers these include
- Depreciation cover
- Passenger assist
- Consumable cover
- Engine safe cover
- Key loss cover
- Roadside assistance cover
Is two wheeler insurance mandatory?
Third-party two wheeler insurance policy is a statutory requirement across India as per the Motor Vehicles Act, 1988. Riding without a third-party cover is an offence punishable by law.
Can I purchase LGI insurance policy online?
Yes. You can always buy LGI two wheeler insurance cover online from the comfort of your house instead of visiting LGI branches in Pune. In fact, you will be doing us and the earth a favour by going green and not using unnecessary paper. You can also renew your policy online. Make sure you get add-on covers listed above so that you get the fullest protection possible.
How do I make any change in LGI policy?
In case of any changes in your LGI policy relating to personal information, to the vehicle structure or its usage, it will be done by an Endorsement. Depending on the type of change requested, you may or may not be required to pay an additional premium. You can get more info on this dialling toll-free number (1800-266-5844) or via email at email@example.com
Does LGI offer a depreciation cover?
LGI has a depreciation insurance coverage which does not deduct for depreciation, thus providing you with a complete cover.
To visit our branch in Pune, click here.
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