About Two Wheeler Insurance in Nagpur
A whopping 12.86 lakh plus vehicles for a population of around 27 lakh. That is Nagpur's vehicle density in a nutshell. The winter capital of Maharashtra, Nagpur’s every second person is a vehicle owner. And these are 2017 figures. The two-wheeler count then was over 10.75 lakh, with motor bikes making a distant second with around 1.09 lakh users. According to RTO records, almost 35 vehicles are added to the city every day.
Apart from its congested roads, there are many other reasons for Nagpur to vroom. The end-point connectivity, parking woes, manoeuvrability, time & swiftness, fuel efficiency, affordability are some of them. Nagpur's love for two-wheelers, however, has only helped the city witness more mishaps on its roads. No wonder, this 'Orange City' raises a red flag when it comes to road accidents. According to the statistics with the city traffic department, there have been 561 accident cases recorded in 2019 till September. In 2018, it was 609.Read More
Why choose Liberty General Insurance for two wheeler insurance in Nagpur?
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
LGI ensures that
your bike is inspected with ease
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
LGI policy with ease
Additional Protection Cover
Check our list of add-on policies
that will protect your bike
Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Find the nearest garage through
our garage locator
Types of Two Wheeler insurance available in Nagpur
While there are essentially two types of policies – Third Party and Comprehensive---Liberty General Insurance offers a host of additional covers.
Third Party Insurance
The Motor Vehicle Act of 1988 has deemed it mandatory to own third-party insurance. Driving without it is a punishable offence under the act. This policy, however, only covers third party damage and not your vehicle.
A comprehensive insurance policy covers your bike in case of third-party damage, as well as own damage to vehicle
Own Damage (OD) Cover
An OD vehicle insurance policy covers damage caused by fire explosion or lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc. It does not, however, cover damage caused to third party among other exclusions.
What Own Damage Insurance does not cover for your Bike?
- Damage to third-party vehicle
- Damage to third-party property
- Injuries to other people in an accident
- Normal wear and tear
- Mechanical or electrical breakdown
- In case you commercially use your motorbike
- Driving under the influence of alcohol or drugs
- Driving without a licence
Liberty General Insurance gives you the option to choose various add-on covers such as depreciation cover, passenger assist, consumable cover, engine safe cover, Gap value cover, Key loss cover, and roadside assistance cover.
How do I make any change in LGI policy?
To make changes in your LGI policy relating to personal info or the vehicle structure or its usage, it will be done by an Endorsement. Depending on the type of change requested, you may or may not be required to pay an additional premium. You can get more info on this dialling toll-free number 1800-266-5844 or via email at email@example.com
Can I purchase LGI insurance policy online?
Yes. You can always buy LGI two-wheeler insurance cover online from the comfort of your home instead of visiting LGI branches in Nagpur. You will get a soft copy online after purchasing the policy. We encourage you to go online and save the environment by not using too much paper.
Does LGI offer a depreciation cover?
LGI has a depreciation insurance coverage which does not deduct for depreciation, thus providing you with a complete cover.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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