About Two Wheeler Insurance in Lucknow
Home to extraordinary monuments and architecture that blend the ancient, colonial and oriental, Lucknow, the capital city of Uttar Pradesh, is bustling with life. With a reputation for rich cuisine and gracious living, the growing population of more than 30 lakh Lucknowites criss-cross the City of Nawabs mainly on two wheelers. The reasons for more and more Lucknowites mounting the two wheeler instead of opting for public transport, be it a cab or an autorickshaw, could vary. But some reasons common to Lucknow could be heavy traffic, parking woes, end-point connectivity, fuel efficiency and cheaper travel.
No wonder, the city’s name takes a beating when it comes to accidents involving two wheelers. Following the traffic rules and guidelines, taking safety precautions measures, and balancing the twin principles of speed and safety could help one keep himself and his vehicle safe. But then, untoward incidents can happen at any time. So, for that enhanced security, it is better that you go for a good and credible comprehensive two wheeler insurance policy.Read More
Why choose Liberty General Insurance for two wheeler insurance in Lucknow?
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
LGI ensures that
your bike is inspected with ease
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
LGI policy with ease
Additional Protection Cover
Check our list of add-on policies
that will protect your bike
Daily Customer Service
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7 days a week
Find the nearest garage through
our garage locator
Types of Two Wheeler insurance available in Lucknow
Third Party Insurance
The Motor Vehicle Act of 1988 has deemed it mandatory to own third-party insurance. Driving without it is a punishable offence under the act.
A comprehensive cover will protect your bike from third-party damages, as well as damage inflicted on your two wheeler in case of accident. Also, look at the policy wordings while choosing an add-on cover
Own Damage (OD) Cover
Own damage to two wheeler will help you stay covered against damaged that your vehicle faces in case of an accident or theft. In case of an accident, own damage to your bike in case of an accident in Mumbai will compensate you for expenses to repair or replace parts of your damaged two wheeler.
What Own Damage Insurance does not cover for your Bike?
- Damage to third-party vehicle
- Damage to third-party property
- Injuries to other people in an accident
- Normal wear and tear
- Mechanical or electrical breakdown
- In case you use your private two wheeler commercially
- Driving under the influence of alcohol or drugs
- Driving without a licence
- Consequential loss.
Liberty General Insurance gives you the option to choose various add-on covers These include
- Depreciation cover
- Passenger assist
- Consumable cover
- Engine safe cover
- Key loss cover
- Roadside assistance cover
Why LGI insurance? Can I purchase it online?
LGI insurance policy covers two wheelers against damage or loss as an outcome of an accident or theft. One can always buy LGI two wheeler insurance cover online from the comfort of your house instead of visiting LGI branches, spread across India. When you buy an instant online policy, there is no documentation or paperwork involved. In addition, you have the advantage of choosing from multiple payment options, be it your credit card, net banking, debit card etc. You will get a soft copy of the insurance policy when you’re done. Avoid paperwork and go green with online. You can also renew your policy online. Also, do not forget to include the add-on covers listed above for flawless insurance experience.
Can I buy LGI 2-wheeler insurance for multiple years at one go?
Yes, for LGI two wheeler insurance comes in two payment modes: Annual: You can insure your two wheeler as well as yourself against any emergency for one year. Multi-year: Under this policy, you can pay for one, two or multiple years at one go and say goodbye to annual deadline worries.
Is two wheeler insurance mandatory in Lucknow?
Yes. Third-party two wheeler insurance policy is a mandatory and statutory requirement in Lucknow as it is for the rest of India as per the Motor Vehicles Act, 1988. Riding a two wheeler without third-party insurance coverage is an offence punishable by law.
Can I continue the policy in the name of the previous owner after getting the vehicle transferred in my name?
No. The registration & insurance policy of the vehicle must always be in the same name & same address otherwise the claim is not payable. So, you will have to get them changed in the RTO records.
To visit our Lucknow office, click here.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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