About Two Wheeler Insurance in Kanpur
The biggest city in India's largest state of Uttar Pradesh, Kanpur is also the 10th most populous city in India. A major industrial and commercial hub on the banks of the River Ganga, the city is home to several educational institutions, including an Indian Institute of Technology (IIT-Kanpur).
Not just the population, Kanpur also has high private vehicle density, a big chunk of which is two wheelers. Though two wheeler count in the country has gone up by a whopping 150% in less than a decade, in Kanpur, there were occasions when showrooms of popular brands ran out of vehicles and failing to meet readily the increased demand.Read More
Why choose Liberty General Insurance for two wheeler insurance in Kanpur?
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97+ offices all over India
4,300+ partner garages in India
LGI ensures that
your bike is inspected with ease
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
LGI policy with ease
Additional Protection Cover
Check our list of add-on policies
that will protect your bike
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Types of Two Wheeler insurance available in Kanpur
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
This is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
An OD or Own Damage to vehicle insurance policy covers not just accidents or theft, but also damage caused by fires, explosion or lightning, burglary or housebreaking, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your Bike?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive bike insurance)
- Damage caused to a third party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your two wheeler for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss - if the original damage causes subsequent damage/loss, only the original damage will be covered.
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, Gap value cover, key loss cover, and roadside assistance cover.
Is two wheeler insurance mandatory in Kanpur?
Be it Kanpur or Delhi, third-party two wheeler insurance policy is a statutory requirement across India as per the Motor Vehicles Act, 1988. Riding a bike without a third-party motor cover is an offence punishable by law.
How can we get online bike insurance quotes?
Getting quotes online for two wheeler insurance is simple. You just need to visit the LGI website here and use the instant quote generator. You will have to fill in those required fields, such as vehicle model, registration number, etc in an easy process. You can also make an online purchase of insurance policy for your two wheeler. You will get a soft copy of the policy after purchase. Buying online is better for the environment, so we encourage you to do so.
How to renew two wheeler insurance policy?
You can easily renew your two wheeler insurance policy online. Remember to choose add-on covers listed above to receive more protection.
What is depreciation insurance policy for two wheelers?
Depreciation cover does not deduct for depreciation, thus offering a total cover. It means that if your vehicle gets damaged in an accident, no depreciation is subtracted from the coverage for depreciation and the insurance firm will pay out the entire cost of the body part for replacement. This stays standard regardless of whether the bike insurance is in Delhi, Mumbai, Bangalore or someplace else. It is also known as bumper to bumper bike insurance policy.
Click here to visit our Kanpur branch.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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