About Two Wheeler Insurance in Jaipur
Capital of Rajasthan and one of the largest cities in India, Jaipur is also home to all the modern amenities. Also called the Pink City, for its famed hospitality culture, Jaipur boasts of some of the most exotic resorts and star hotels in the world. The city has an international airport and is also well connected by rail and road. On the flip side, the ever-increasing population and rapid urbanisation have also contributed to vehicular density and aggravated traffic congestion. The city has roughly six times more vehicular density in comparison to that of the entire state of Rajasthan. Improper traffic management too is taking its toll. The city administration and traffic police, however, blame disregard for traffic rules for the rise in road accidents, especially involving two wheelers.
So, before you hit the streets on your favourite two wheeler wearing that headgear, do realise that there is much more to be done to secure you from any untoward incident for the simple reason that you don't have Ravan-like 10 heads to look at all 10 directions while on the road. Because, in Jaipur, one never knows what will come from where and when. Also, riding a two wheeler without that mandatory third-party insurance is punishable by law and can even get you a jail term.Read More
Why choose Liberty General Insurance for two wheeler insurance in Jaipur?
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your bike is inspected with ease
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Liberty General Insurance
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LGI policy with ease
Additional Protection Cover
Check our list of add-on policies
that will protect your bike
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Types of Two Wheeler insurance available in Jaipur
While there are essentially two types of policies – Third Party and Comprehensive---Liberty General Insurance offers a host of additional covers.
Third Party Insurance
The Motor Vehicle Act of 1988 has deemed it mandatory to own third-party insurance. Driving without it is a punishable offence under the act. However, this policy only applies to third party damage, and does not cover damage to your own vehicle.
A comprehensive cover will protect your bike from third-party damages, as well as damage inflicted on your two wheeler in case of accident. Also, look at the policy wordings while choosing an add-on cover
Own Damage (OD) Cover
An OD vehicle insurance policy covers damage caused by fire explosion or lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your Bike?
- Damage to third-party vehicle
- Damage to third-party property
- Injuries to other people in an accident
- Normal wear and tear
- Mechanical or electrical breakdown
- In case you use your motorbike commercially
- Driving under the influence of alcohol or drugs
- Driving without a licence
Liberty General Insurance gives you the option to choose various add-on covers such as depreciation cover, passenger assist, consumable cover, engine safe cover, Gap value cover, Key loss cover, and roadside assistance cover.
Can I purchase LGI two wheeler insurance policy online?
Yes, you can. LGI two wheeler cover can be purchased online from the comfort of your house, though LGI branches could be seen anywhere in India. New customers or those porting their policy can visit here, while those renewing their policy can visit here. Also, make sure to include the mentioned add-on covers for satisfied experience.
Can I buy LGI 2-wheeler insurance for multiple years at one go?
Yes, for LGI two wheeler insurance comes in two payment modes:
Annual: You can insure your two wheeler as well as yourself against any emergency for one year.
Multi-year: Under this policy, you can pay for one, two or multiple years at one go and be free from worries about missing out on your insurance cover.
What is No Claim Bonus (NCB)?
No Claim Bonus (NCB) is a discount on the premium of the Own Damage (OD) portion of your two wheeler when you renew your two wheeler insurance cover, provided you have not made any claim during the last policy period.
Is two wheeler insurance mandatory in Jaipur?
Yes. Third-party two wheeler insurance policy is a mandatory and statutory requirement in Jaipur as it is for the rest of India as per the Motor Vehicles Act, 1988. Riding a two wheeler without third-party insurance coverage is an offence punishable by law.
Click here to visit our Jaipur office.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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