About Two Wheeler Insurance in Hyderabad
Two wheelers serve at least half the Hyderabad population. Public transport modes, especially buses, which were once the most preferred mode of transport in Hyderabad, have now given way to a mushrooming number of two wheelers. It could be a bike, a scooter, moped or a scooter, this bustling city is full of them. With over 36 lakh scooters and motorcycles now on roads, the city has recorded an almost 118% increase in two wheeler numbers over 2008, when it was just around 16 lakh two wheelers.
Apart from the insufficient and inefficient public transport system, other factors too play a role in the city’s growing bike density, namely congested roads, cheaper travel, fuel efficiency, ease of parking, and end-point connectivity.Read More
Why choose Liberty General Insurance for two wheeler insurance in Hyderabad?
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
LGI ensures that
your bike is inspected with ease
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
LGI policy with ease
Additional Protection Cover
Check our list of add-on policies
that will protect your bike
Daily Customer Service
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7 days a week
Find the nearest garage through
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Types of two wheeler insurance in Hyderabad available
Third Party Insurance
A third-party insurance is compulsory as per the Motor Vehicle Act of 1988. Driving your two wheeler in Hyderabad, and other parts of the country without third-party insurance is punishable by law.
A comprehensive insurance policy comprises a third-party insurance, along with an Own damage to two wheeler, as well as add-on covers.
Own damage to two wheeler
This bike insurance policy will ensure that your two wheeler is covered against damage it endures in case of accident. You are also covered in case of theft. In an own damage to two wheeler policy, you are covered for the following:
- by fire explosion self-ignition or lightning
- by burglary housebreaking or theft
- by riot and strike
- by earthquake (fire and shock damage)
- by flood typhoon hurricane storm tempest inundation cyclone hailstorm frost
- by accidental external means
- by malicious act
- by terrorist activity
- whilst in transit by road rail inland-waterway lift elevator or air
- by landslide rockslide
What own damage does not cover
- Damage to third-party vehicle
- Damage to third-party property
- Injuries to other people in an accident
- Normal wear and tear
- Mechanical or electrical breakdown
- In case you use your private two wheeler commercially
- Driving under the influence of alcohol or drugs
- Driving without a licence
- Consequential loss
Liberty General Insurance gives you the option to choose various add-on covers these include
- Depreciation cover
- Passenger assist
- Consumable cover
- Engine safe cover
- Key loss cover
- Roadside assistance cover
How do I make any change in LGI policy?
In case of any changes in your LGI policy relating to personal information, to the vehicle structure or its usage, it will be done by an Endorsement. Depending on the type of change requested, you may or may not be required to pay an additional premium. You can get more info on this dialling toll-free number (1800-266-5844) or via email at firstname.lastname@example.org
How do I buy two wheeler insurance?
You can buy online bike insurance or by visiting the insurance company branch. You will get a soft copy of the insurance policy after you’re done buying it. We encourage you to buy online so that we use less paper and save the environment.
Does LGI offer a depreciation cover?
LGI has a depreciation insurance coverage which does not deduct for depreciation, thus providing you with a complete cover. This bumper to bumper bike insurance cover means that if your vehicle gets damaged in an accident, no depreciation is subtracted from the coverage for depreciation and the insurance firm will pay out the entire cost of the body part for replacement. This stays standard regardless of whether the bike insurance is in Chennai, Hyderabad, Mumbai, Delhi or anywhere else.
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