two wheeler in  delhi

Two Wheeler Insurance in Delhi

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About Two Wheeler Insurance in Delhi

Going by March 2018 figures, Delhi is home to a whopping 70 lakh two wheelers. The figure doesn't give the real picture on the actual number of vehicles plying the city roads, thanks to the presence of two wheelers registered in the national capital region (NCR) areas. The main reason why India's capital city prefers two wheelers as its favoured mode of transport could be its high road density and the end-point connectivity advantage. Unreliable public transportation facilities and costly cab, auto-rickshaw could be another big letdown.

However, while riding a two wheeler may well help you cut down on time, money, traffic and crowds of Delhi, what one should be wary of is that the city is also known for road rage, rash driving and accidents. So, even as you adhere to traffic rules and avoid rash driving to ensure your safety, for that enhanced protection for yourself and your favourite two wheeler, also identify the best, reliable two wheeler insurance policy available in the city. It could prove to be your best friend on the road, taking bikee of accidental damages, cashless repairs, and vehicle's depreciation.

You can also find a list of Liberty General Insurance-partnered garages at our garage locator

Why choose Liberty General Insurance for two wheeler insurance in Delhi?

Hassle-free paperwork

91% claim settlement ratio (2018-19)

97+ offices all over India

4,300+ partner garages in India

Key Features

Hassle-free inspection & Cashless Claim Services
Hassle-free inspection

LGI ensures that
your bike is inspected with ease

Claim Settlement
Claim Settlement

Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Ease of Endorsement

Amend your
LGI policy with ease

Additional protection cover
Additional Protection Cover

Check our list of add-on policies
that will protect your bike

Customer Service – 7 Days a Week
Daily Customer Service

Call us from 8 am to 8 pm,
7 days a week

Cashless Garages
Cashless Garages

Find the nearest garage through
our garage locator

Types of two wheeler insurance in Delhi available

Third party Insurance

Third Party Insurance

A third-party insurance is compulsory as per the Motor Vehicle Act of 1988. Driving your two wheeler in Delhi, and other parts of the country without third-party insurance is punishable by law.

Comprehensive Insurance

Comprehensive Insurance

A comprehensive policy clubs a mandatory third-party insurance policy with add-on covers, as well as an own damage to vehicle cover.

Own Damage to Bike Insurance

Own damage to two wheeler

Buying an Own Damage to two wheeler insurance policy is beneficial, as it will ensure that your bike is covered against damage it faces in case of an accident or theft. Your bike will be covered for the following:

  • by fire explosion self-ignition or lightning
  • by burglary housebreaking or theft
  • by riot and strike
  • by earthquake (fire and shock damage)
  • by flood typhoon hurricane storm tempest inundation cyclone hailstorm frost
  • by accidental external means
  • by malicious act
  • by terrorist activity
  • whilst in transit by road rail inland-waterway lift elevator or air
  • by landslide rockslide
What own-damage insurance will not cover
  • Damage to third-party vehicle
  • Damage to third-party property
  • Injuries to other people in an accident
  • Normal wear and tear
  • Consequential loss
  • Mechanical or electrical breakdown
  • In case you use your private bike commercially
  • Driving under the influence of alcohol or drugs
  • Driving without a licence
Add-on covers

Add-on covers

Liberty General Insurance gives you the option to choose various add-on covers these include

  • Depreciation cover
  • Passenger assist
  • Consumable cover
  • Engine safe cover
  • Key loss cover
  • Roadside assistance cover

FAQs

Is it required to renew two wheeler insurance every year? Can we do it online?

Why should one opt for LGI two wheeler policy? Can I opt just for the third-party cover?

How to get a two wheeler policy online?

Is two wheeler insurance policy mandatory in Delhi?

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

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Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.

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