two wheeler in chennai

Two Wheeler Insurance in Chennai

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  • No-inspection
  • Zero Documentation
  • Instant Policy
  • PA cover of 15 lakh


About Two Wheeler Insurance in Chennai

Two-wheeler count in the country has gone up by a whopping 150% in less than a decade and Chennai ranks third among Indian cities with largest two-wheeler density. In fact, every second person in Chennai owns a two-wheeler. Going by 2018 figures, every one hour saw 35 new two-wheelers rolling on to Chennai roads. It could be a motorcycle, scooter, moped or a Scooty, the two-wheeler is a popular mode of doing business or transport for men and women of all age groups here.

Transport authorities attribute the two-wheeler boom in Chennai to various reasons. Poor public transportation systems as well as the costly and unreliable cab, autorickshaw services top them. Parking constraints could be another reason. But there are some positive factors too. Two-wheelers offer last-mile connectivity to every nook and corner, saves time and is fuel-efficient. Easy availability of two-wheeler loans also plays a major factor. Furthermore, Chennai has been victim to torrential and cyclonic rains that have damaged vehicles across the city, making two-wheeler insurance in Chennai absolutely necessary.

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Why choose Liberty General Insurance for two wheeler insurance in Chennai?

Hassle-free paperwork

91% claim settlement ratio (2018-19)

97+ offices all over India

4,300+ partner garages in India

Key Features

Hassle-free inspection & Cashless Claim Services
Hassle-free inspection

LGI ensures that
your bike is inspected with ease

Claim Settlement
Claim Settlement

Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Ease of Endorsement

Amend your
LGI policy with ease

Additional protection cover
Additional Protection Cover

Check our list of add-on policies
that will protect your bike

Customer Service – 7 Days a Week
Daily Customer Service

Call us from 8 am to 8 pm,
7 days a week

Cashless Garages
Cashless Garages

Find the nearest garage through
our garage locator

Types of two wheeler insurance in Chennai available

Third party Insurance

Third Party Insurance

Having a third-party insurance is mandatory as per the Motor Vehicle Act of 1988. Driving your two wheeler in Bengaluru, and other parts of the country without third-party insurance is punishable by law.

Comprehensive Insurance

Comprehensive Insurance

A comprehensive insurance policy includes a mandatory third-party policy, as well as an own damage to two wheeler and an add-on cove.

Own Damage to Bike Insurance

Own damage to two wheeler

The Own damage (OD) to your bike policy will ensure that your bike will stay covered against damage that it may face in case of an accident of theft. If you have an own damage to your two wheeler policy, then you will be compensated for the following:

  • by fire explosion self-ignition or lightning
  • by burglary housebreaking or theft
  • by riot and strike
  • by earthquake (fire and shock damage)
  • by flood typhoon hurricane storm tempest inundation cyclone hailstorm frost
  • by accidental external means
  • by malicious act
  • by terrorist activity
  • whilst in transit by road rail inland-waterway lift elevator or air
  • by landslide rockslide
What own-damage insurance does not cover?
  • Damage to third-party vehicle
  • Damage to third-party property
  • Injuries to other people in an accident
  • Normal wear and tear
  • Mechanical or electrical breakdown
  • In case you use your private bike commercially
  • Driving under the influence of alcohol or drugs
  • Driving without a licence
  • Consequential loss.
Add-on covers

Add-on covers

Liberty General Insurance gives you the option to choose various add-on covers. These include

  • Depreciation cover
  • Passenger assist
  • Consumable cover
  • Engine safe cover
  • Key loss cover
  • Roadside assistance cover
Advantages of owning a two wheeler in Chennai

Advantages of owning a two wheeler

  • Quick getaway to places such as Pondicherry
  • Easy to maneuver through traffic
  • Quick way to get from Point A to Point B


Is two-wheeler insurance mandatory in Chennai?

How can we get online bike insurance quotes?

Can I purchase an LGI cover online?

What are the documents required to settle a claim?

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

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Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.