two wheeler in bangalore

Two Wheeler Insurance in Bangalore

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About Two Wheeler Insurance in Bangalore

Fifty lakh and counting. With a two wheeler population as big as that, Bengaluru now boasts of having second largest two wheeler population in the country. As per Karnataka state transport department records, two wheelers account for 69 per cent of Bengaluru's vehicle population (72.3 lakh). This is apart from the two wheelers registered outside Bengaluru or entering the city from outside.

Other than the inefficient and unreliable public transport system, there are other reasons too behind the growing bike density in Bengaluru. These include congested roads, cheaper travel, fuel efficiency, ease of parking etc.

Being the most favoured mode of commute in the city, accidents involving two wheelers too have registered a rise. No wonder, the city also has one of the best two wheeler insurance policy providers in the form of Liberty General Insurance.

You can also find a list of Liberty General Insurance-partnered garages at our garage locator

Why choose Liberty General Insurance for two wheeler insurance in Bangalore?

Hassle-free paperwork

91% claim settlement ratio (2018-19)

97+ offices all over India

4,300+ partner garages in India

Key Features

Hassle-free inspection & Cashless Claim Services
Hassle-free inspection

LGI ensures that
your bike is inspected with ease

Claim Settlement
Claim Settlement

Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Ease of Endorsement

Amend your
LGI policy with ease

Additional protection cover
Additional Protection Cover

Check our list of add-on policies
that will protect your bike

Customer Service – 7 Days a Week
Daily Customer Service

Call us from 8 am to 8 pm,
7 days a week

Cashless Garages
Cashless Garages

Find the nearest garage through
our garage locator

Types of two wheeler insurance in Bangalore available

Third party Insurance

Third Party Insurance

Having a third-party insurance is mandatory as per the Motor Vehicle Act of 1988. Driving your two wheeler in Bangalore, and other parts of the country without third-party insurance is punishable by law.

Comprehensive Insurance

Comprehensive Insurance

A comprehensive insurance policy includes a mandatory third-party policy, as well as an own damage to two wheeler and an add-on cove.

Own Damage to Bike Insurance

Own damage to two wheeler

Own damage to two wheeler: This policy will ensure that your bike will stay covered against damage that it may face in case of an accident of theft. In case of an accident, you will be compensated for the damage.

You bike will be compensated for the following reasons

What does your own damage two wheeler insurance policy cover?
  • by fire explosion self-ignition or lightning
  • by burglary housebreaking or theft
  • by riot and strike
  • by earthquake (fire and shock damage)
  • by flood typhoon hurricane storm tempest inundation cyclone hailstorm frost
  • by accidental external means
  • by malicious act
  • by terrorist activity
  • whilst in transit by road rail inland-waterway lift elevator or air
  • by landslide rockslide
What own-damage insurance does not cover?
  • Damage to third-party vehicle
  • Damage to third-party property
  • Injuries to other people in an accident
  • Normal wear and tear
  • Mechanical or electrical breakdown
  • In case you use your private bike commercially
  • Driving under the influence of alcohol or drugs
  • Driving without a licence
  • Consequential loss.
Add-on covers

Add-on covers

Liberty General Insurance gives you the option to choose various add-on covers. These include

  • Depreciation cover
  • Passenger assist
  • Consumable cover
  • Engine safe cover
  • Key loss cover
  • Roadside assistance cover

FAQs

Is two wheeler insurance mandatory?

How do I renew my two wheeler insurance policy for a motorbike?

Should I buy third-party or comprehensive two wheeler insurance?

Is there a depreciation cover with LGI?

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

2019 Liberty General Insurance Ltd.

Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.