About Two Wheeler Insurance in Agra
Home to the breath-taking Taj Mahal, Agra is steeped in history and culture. Mighty Mughal Empire had Agra as its capital. The sprawling Agra Fort, towering Jama Masjid, ancient Fatehpur Sikri...there are many attractions in the city. So is Agra cuisine, famous for Mughal, Persian delicacies. But when it comes to modes of transport, it is the common man's two-wheeler that rules its iconic roads.
With the rise in two-wheelers, thanks to the advantages it offers in the form of end-point connectivity, fuel efficiency, easy manoeuvrability in traffic etc, the city is also witnessing more number of accidents involving two-wheelers. Mishaps are happening on a daily basis, and some of them end up in even loss of life. A reliable and trust-worthy all-inclusive coverage, like that of Liberty General Insurance (LGI) two wheeler insurance policy, can help one during such accidents, limiting the financial burden involved. Moreover, all two-wheelers are expected to mandatorily have third-party insurance coverage.Read More
Why choose Liberty General Insurance for two wheeler insurance in Agra?
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4,300+ partner garages in India
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your bike is inspected with ease
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Liberty General Insurance
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LGI policy with ease
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Types of two wheeler insurance in Agra available
Third Party Insurance
Having a third-party insurance is mandatory as per the Motor Vehicle Act of 1988. Driving your two wheeler in Agra, and other parts of the country without third-party insurance is punishable by law.
A comprehensive insurance policy is the ideal policy you need to buy for your two wheeler, as it not only clubs third-party insurance but also other insurance policies that you can use in case your bike gets damaged.
Own damage to two wheeler
The Own damage (OD) to your bike policy will ensure that your bike will stay covered against damage that it may face in case of an accident of theft. If you have an own damage to your two wheeler policy, then you will be compensated for the following:
- by fire explosion self-ignition or lightning
- by burglary housebreaking or theft
- by riot and strike
- by earthquake (fire and shock damage)
- by flood typhoon hurricane storm tempest inundation cyclone hailstorm frost
- by accidental external means
- by malicious act
- by terrorist activity
- whilst in transit by road rail inland-waterway lift elevator or air
- by landslide rockslide
What does own damage insurance does not cover
- Damage to third-party vehicle
- Damage to third-party property
- Injuries to other people in an accident
- Normal wear and tear
- Mechanical or electrical breakdown
- In case you use your private two wheeler commercially
- Driving under the influence of alcohol or drugs
- Driving without a licence
- Consequential loss
Liberty General Insurance gives you the option to choose various add-on covers these include
- Depreciation cover
- Passenger assist
- Consumable cover
- Engine safe cover
- Key loss cover
- Roadside assistance cover
What are the benefits of cashless garages in Agra?
Cashless garages make the entire process of getting a damaged vehicle fixed at a network garage simple and efficient. There is minimal paperwork required, and the insurance firm executives assist the policyholder at each step. Thanks to the tie-up they have with the insurer, they offer quick and quality service. Your out-of-pocket spending is reduced, and the insurance company directly settles the bill with the garage. Certain network garages even offer a replacement vehicle until they fix the damaged bike.
Can I get my two-wheeler insurance premium refunded?
In case of a two-wheeler insurance policy, the premium is refunded if a request of motor policy cancellation is received within nine months from the start date of the policy. The refund will be calculated on a short-rate basis.
Can I continue the policy in the name of the previous owner even after transferring the vehicle to my name?
No. The registration & insurance policy of the vehicle must always be in the same name & same address otherwise the claim is not payable. So, you will have to get them changed in the RTO records.
Is two-wheeler insurance mandatory in Agra?
Yes. Third-party two-wheeler insurance policy is a mandatory and statutory requirement in India as per the Motor Vehicles Act, 1988. Riding a two-wheeler without third-party insurance coverage is an offence punishable by law.
To visit our office in Agra, click here.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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