Two Wheeler Insurance for KTM

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  • No-inspection
  • Zero Documentation
  • Instant Policy
  • PA cover of 15 lakh

About KTM

About KTM

If you a sportsbike enthusiast, a KTM motorcycle may just be the answer to your prayers. Get a superbike at a decent price with KTM. Don’t forget to insure your precious bike with a Liberty General Insurance (LGI) two wheeler insurance policy.

Austria-based KTM AG is a motorcycle and sports car manufacturer owned by Indian manufacturer Bajaj Auto. It was founded in 1934, though it did not receive global fame until 1992. The company has managed to retain to the title of the world’s largest motorcycle manufacturer since 2012.

The company has undergone various ownership changes but has stuck to its roots of being a motorcycle manufacturer. After Bajaj Auto purchased 49 per cent shares of the company, the company has manufactured a variety of motorcycles. Among the company’s notable models is the X-Bow, which is its first sports car.

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Why choose Liberty General Insurance for your KTM bikes?

Hassle-free paperwork

91% claim settlement ratio (2018-19)

97+ offices all over India

4,300+ partner garages in India

Top KTM two wheelers

KTM 790 Duke

KTM 790 Duke

Often known as the ‘Scalpel’, KTM 790 Duke is KTM’s flagship sportsbike in India. It has a 799cc parallel-twin engine that is capable of pumping out a torque of 105bhp and 86Nm. It comes in a sleek and minimalistic design.

KTM RC 390

KTM RC 390

A popular sportsbike from the KTM stable, this bike sports a 373cc engine that can generate of a torque of 42.3 bhp. The bike comes with dual disc brakes.

KTM 1290 Super Adventure

KTM 1290 Super Adventure

While the current generation of Super Adventure 1290 is not in sale in India, but KTM is likely to launch this bike in 2020 in India. The bike comes with a 1,300 cc V-twin engine that is capable of pumping a torque of 160 bhp and 140 Nm.

Key Features

Hassle-free inspection & Cashless Claim Services
Hassle-free inspection

LGI ensures that
your bike is inspected with ease

Claim Settlement
Claim Settlement

Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Ease of Endorsement

Amend your
LGI policy with ease

Additional protection cover
Additional Protection Cover

Check our list of add-on policies
that will protect your bike

Customer Service – 7 Days a Week
Daily Customer Service

Call us from 8 am to 8 pm,
7 days a week

Cashless Garages
Cashless Garages

Find the nearest garage through
our garage locator

Types of two wheeler insurance for KTM bikes

Own damage to two wheeler

Own damage to two wheeler

With the own damage two wheeler insurance policy, you can get a cover for your vehicle against any damages caused during an accident as well as theft of your bike. Any expenses arising out of an accident for the repair of the bike or to treat an injury to you, will be taken care of by Liberty General Insurance. However, this insurance policy will not cover third-party damage.

What does own damage to two wheeler insurance policy not cover?
  • Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive bike insurance)
  • Damage caused to a third-party property
  • Injuries caused to other people in an accident
  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • A vehicle being used other than in accordance with the limitations as to use. For example, if you use your two wheeler for commercial purposes.
  • Damage to/by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
  • Consequential loss - if the original damage causes subsequent damage/loss, only the original damage will be covered
Third party Insurance

Third party Insurance

A third-party insurance is mandatory according to law under the Motor Vehicles Act of 1988. The policy, as the name suggests, protects you against any expenses to treat or make repairs for a third party for damages caused by an accident involving your bike. It includes paying for treatment of injury to third party as well as damages to third party property. Riding on Indian roads without a Third-Party insurance is a criminal offence.

Add-on covers

Add-on covers

Liberty General Insurance allows you to add extra benefits to your insurance cover. They are called add-ons. Some add-ons available to you are:

  • Depreciation cover
  • Passenger assist
  • Consumable cover
  • Engine safe cover
  • Key loss cover
  • Roadside assistance cover


Is it important to report an accident to the police for claim settlement purposes?

What does a cashless garage mean?

How do I renew two wheeler insurance policy for my KTM bike?

What are the factors that affect two wheeler insurance?

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

2019 Liberty General Insurance Ltd.

Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.