kinetic bike

Two Wheeler Insurance for Kinetic

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70%* off on Premium
  • No-inspection
  • Zero Documentation
  • Instant Policy
  • PA cover of 15 lakh

About Kinetic

About Kinetic

Buying a two wheeler insurance policy for your brand-new Kinetic scooter is simple, with every dealership offering protection along with the sale of your bike. However, with Liberty General Insurance, even insuring your old bike is just as convenient. All you need to do is visit the Liberty General Insurance website, and you can protect your two-wheeler in a few clicks.

Kinetic Engineering Limited was founded in 1972 by H.K. Firodia with a vision to transform the automobile industry. Kinetic launched the first indigenous Luna Moped in 1975. Kinetic sold scooters in collaboration with Honda Motor Company under the Kinetic Honda brand and later on under the Kinetic Motors brand. Today, KEL offers automotive components, both transmission and engine components, for export and domestic market.

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Why choose Liberty General Insurance for your Kinetic bikes?

Hassle-free paperwork

91% claim settlement ratio (2018-19)

97+ offices all over India

4,300+ partner garages in India

Top Kinetic bikes

Motoroyale Kinetic

Kinetic Motors made several two wheelers like the Blaze, Acquila, Comet, Flyte, but has now become a brand distributor for superbikes called Motoroyale Kinetic.

Key Features

Hassle-free inspection & Cashless Claim Services
Hassle-free inspection

LGI ensures that
your bike is inspected with ease

Claim Settlement
Claim Settlement

Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Ease of Endorsement

Amend your
LGI policy with ease

Additional protection cover
Additional Protection Cover

Check our list of add-on policies
that will protect your bike

Customer Service – 7 Days a Week
Daily Customer Service

Call us from 8 am to 8 pm,
7 days a week

Cashless Garages
Cashless Garages

Find the nearest garage through
our garage locator

Types of two wheeler insurance for Kinetic bikes

Liberty General Insurance offers two types of two wheeler insurance.

Own damage to two-wheeler

Own damage to two wheeler

This policy covers you and your vehicle against any damages caused to your two wheeler during an accident. It also covers your bike against theft. So any expenses arising out of an accident involving your bike will be taken care of by the own damage two wheeler policy. It covers expenses for repairing or replacing parts of your damaged two wheeler. It covers damage due to the following:

  • by fire explosion self-ignition or lightning
  • by burglary housebreaking or theft
  • by riot and strike
  • by earthquake (fire and shock damage)
  • by flood typhoon hurricane storm tempest inundation cyclone hailstorm frost
  • by accidental external means
  • by malicious act
  • by terrorist activity
  • whilst in transit by road rail inland-waterway lift elevator or air
  • by landslide rockslide
What does your own damage two wheeler insurance policy not cover?

When opting for an own damage two wheeler insurance policy, you must be aware of what benefits you’re missing out on. Let’s take a look at what this policy does not cover

  • Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive bike insurance)
  • Damage caused to a third-party property
  • Injuries caused to other people in an accident
  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • A vehicle being used other than in accordance with the limitations as to use. For example, if you use your two wheeler for commercial purposes.
  • Damage to/by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
  • Consequential loss - if the original damage causes subsequent damage/loss, only the original damage will be covered
Third party Insurance

Third party Insurance

A third-party insurance protects you against expenses that arise when a third party is affected by an accident involving your bike. It includes injury to third party as well as damages to third party property. Under the Motor Vehicles Act of 1988, it is mandatory to have a third-party insurance to drive on Indian roads.

Add-on covers

Add-on covers

Liberty General Insurance allows you to add extra benefits to your insurance cover. They are called add-ons. Some add-ons available to you are

  • Depreciation cover
  • Passenger assist
  • Consumable cover
  • Engine safe cover
  • Key loss cover
  • Roadside assistance cover


What are the documents required to settle a claim?

How to buy an insurance policy for Kinetic two-wheelers online?

Should I buy third-party or comprehensive bike insurance?

What are the factors that affect two wheeler insurance policy premiums?

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

2019 Liberty General Insurance Ltd.

Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.