Have your eye on a Kawasaki Ninja? Make sure you protect your bike with a two wheeler insurance policy from Liberty General Insurance (LGI). Get your insurance in a hassle-free manner by simply logging in online.
Kawasaki Heavy Industries Motorcycle & Engine Company, or Kawasaki as it is generally known, is a Japanese manufacturer of motorcycles. It is a division of the Kawasaki Heavy Industries that specialises in manufacturing all-terrain vehicles, utility vehicles and general-purpose gasoline engines.
Kawasaki began production of motorcycle engines in 1949, when its aircraft company manufactured a 148CC, air-cooled, four-stroke single cylinder engine with a maximum power output of 4PS. After experimenting and tinkering with different engine configurations, the company founds its true calling in racing, and entered the 1969 125CC World Championship with Dave Simmonds.Read More
Why choose Liberty General Insurance for your Kawasaki bikes?
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97+ offices all over India
4,300+ partner garages in India
Top Kawasaki bikes
Kawasaki Ninja H2
Kawasaki launched its Ninja H2 in India in 2014, a bike powered by a 998cc supercharged engine that has a maximum torque of 140.4Nm at 10,500rpm. This hypersport bike has been co-designed by Kawasaki’s motorcycle division, turbine and aerospace divisions. Owing to its hypersport pedigree, you may have to wait in line to get your hands on a Ninja H2 as it is sold as a unit completely built-up in Japan.
Kawasaki Ninja 300
Launched in 2013 in India, the Kawasaki Ninja 300 is a successor of the Ninja 250R. This superbike has a 296cc, liquid-cooled, DOHC parallel twin engine that gives a maximum torque of 39bhp.
Kawasaki Versys 650
The latest from the stable of Kawasaki is the Versys 650, the most recent version of which was launched in 2019. It has a tractable liquid-cooled 649cc, parallel-twin engine that produces 67.4bhp and 64Nm of torque.
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Types of two wheeler insurance for Kawasaki bikes
Liberty General Insurance offers two types of two wheeler insurance.
Own damage to two wheeler
With the own damage two wheeler insurance policy, you can get a cover for your vehicle against any damages caused during an accident as well as theft of your bike. Any expenses arising out of an accident for the repair of the bike or to treat an injury to you, will be taken care of by Liberty General Insurance.
What does your own damage two wheeler insurance policy not cover?
- Damage to third-party property or vehicle
- Injuries to a third party in an accident involving your two wheeler
- Normal wear and tear
- Mechanical or electrical breakdown
- In case you use your private bike commercially
- Driving under the influence of alcohol or drugs
- Driving without a licence
- Consequential loss
Third party Insurance
A third party insurance is mandatory according to law under the Motor Vehicles Act of 1988. The policy, as the name suggests, protects you against any expenses to treat or make repairs for a third party for damages caused by an accident involving your bike. It includes paying for treatment of injury to third party as well as damages to third party property. Riding on Indian roads without a Third-Party insurance is a criminal offence.
Liberty General Insurance allows you to add extra benefits to your insurance cover. They are called add-ons. Some add-ons available to you are:
- Depreciation cover
- Passenger assist
- Consumable cover
- Engine safe cover
- Key loss cover
- Roadside assistance cover
How is the premium of a two wheeler insurance decided?
There are various factors that decide the premium of your policy, including age of the vehicle and the state where it is registered. Some factors that decide the premium are make and model of the two wheeler, engine capacity, year of manufacturing, year of purchase, state where vehicle is registered and the Insured Declared Value. Any add-ons to an existing policy will also have an impact on the premium. Comprehensive insurance policies will also have a higher premium.
How do I renew my two wheeler insurance?
Renewing a two wheeler insurance with LGI is a hassle-free process. Simply log on to our website and click on the option to renew your policy. Enter your policy number and with a few simple clicks you are good to go. Alternatively, you can also visit any of our branches and get your policy renewed. Those porting their bike insurance policy to Liberty General Insurance can visit here, and existing Liberty General Insurance customers can visit here.
How to buy the best two wheeler insurance in India?
The easiest way to get hands on the best two wheeler insurance in India is to buy 2 wheeler insurance online. When you buy vehicle insurance online, you can read about the different policies on offer, get instant insurance quotes, and compare the different policies for two wheeler insurance online. Buying a two wheeler policy online ensures that you make an informed decision.
What is depreciation cover in bike insurance policy?
Depreciation cover is also known as bumper to bumper bike insurance policy. Zero depreciation cover does not deduct for depreciation, thus offering complete cover. It means that if your vehicle gets damaged in an accident, no depreciation is subtracted from the coverage for depreciation and the insurance company will pay out the entire cost of the body part for replacement. This stays standard regardless of whether the bike insurance is in Delhi, Mumbai, Bangalore or someplace else.
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