Two Wheeler Insurance for Honda
About Honda
Honda is a Japanese automobile manufacturer who specializes in making powerful and durable vehicles across multiple segments. It is headquartered in Tokyo with Toshiaki Mikoshiba as its global chairman. Honda is often considered as one of Japan big-four companies, who are always competing to be their country’s best.
Currently, Honda has two-wheelers for almost every segment in the market. It offers a plethora of litre-class supersport motorcycles, right down to minimalistic scooters. Its two-wheelers are majorly preferred and appreciated for their reliability, durability and performance. The company also manufactures engines for various other automobiles such as jet skis, private jets and all-terrain vehicles (ATVs).
Read MoreWhy choose Liberty General Insurance for your Honda bikes?
Hassle-free paperwork
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
Top Honda bikes
Honda Activa
The ever popular two wheeler that gets you round in no time. The Activa is a popular two wheeler in both large and small cities. The 2018 Honda Activa 5G comes with subtle changes to its design with all-LED headlamp with a position lamp along with new color options and minor changes to its styling.
Honda SP 125
The SP 125 is the second two wheeler from HMSI to be BS6-compliant, after the launch of the new Honda Activa 125, and the first motorcycle. The new Honda SP 125 not only gets a new fuel-injected 124 cc engine but also gets a long list of new features to justify the 'new and improved' tag.
Honda CB Shine
The bike is powered by a 124.7cc single cylinder air-cooled Honda Eco Technology (HET) engine which manages to churn out 10.16bhp and 10.30Nm of torque.
Key Features
Hassle-free inspection
LGI ensures that
your bike is inspected with ease
Claim Settlement
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
Amend your
LGI policy with ease
Additional Protection Cover
Check our list of add-on policies
that will protect your bike
Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Cashless Garages
Find the nearest garage through
our garage locator
Types of two wheeler insurance for Honda bikes
Liberty General Insurance offers two types of two wheeler insurance.
Own damage to two wheeler
Under the own damage to two wheeler insurance policy, you are covered for any financial liabilities or repair of your two wheeler as well as your medical treatment. The policy also covers theft of your bike. All expenses for repair of your Honda two wheeler, replacing parts of the vehicle, and other work for your two wheeler is taken care of by LGI. We will also look after the medical expenses for your treatment if you get injured in an accident.
What does your own damage two wheeler insurance policy not cover
When opting for an own damage two wheeler insurance policy, you must be aware of what benefits you’re missing out on. Let’s take a look at what this policy does not cover:
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive bike insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your two wheeler for commercial purposes
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss - if the original damage causes subsequent damage/loss, only the original damage will be covered
Third party Insurance
A third party insurance is mandatory in India under the Motor Vehicles Act of 1988. It is a criminal offence to ride without this policy. The policy protects you against expenses that arise when a third party is affected by an accident involving your bike. So any expenses for repairing a third party vehicle or property affected by an accident involving your Honda two wheeler is borne by LGI. Expenses for medical treatment of third party injured in the accident is also borne by Liberty General Insurance.
Add-on covers
Liberty General Insurance allows you to add extra benefits to your insurance cover. They are called add-ons. Some add-ons available to you are.
- Depreciation cover
- Passenger assist
- Consumable cover
- Engine safe cover
- Key loss cover
- Roadside assistance cover
FAQs
How do I pay my premium for new insurance policy for my two-wheeler?
Should I make a claim for every accident (even if it is minor)?
What things should I consider while renewing my insurance policy?
What are the factors that affect two wheeler insurance?
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
2019 Liberty General Insurance Ltd.
Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013
Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.