Two Wheeler Insurance for Harley Davidson
About Harley Davidson
Every bike lover’s dream is to own a Harley-Davidson bike. This high-end bike is known for its style. If you plan to own one of these mean machines, you have to protect your bike against any damages with a good two wheeler insurance policy. With Liberty General Insurance, you can get an insurance policy to suit your requirements. This, clubbed with a list of garages that will service your Harley Davidson bike, will ensure your two wheeler remains in prime condiction.
Popularly known as Harley or H-D, this American motorcycle manufacturing company was founded by William S. Harley and Arthur Davidson in 1903. It specialises in manufacturing customised motorcycles, which led to the rise of the “chopper” style in motorcycling.
Read MoreWhy choose Liberty General Insurance for your Harley Davidson bikes?
Hassle-free paperwork
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
Top Harley Davidson bikes
H-D Steel Rod
This bike is slightly different from Harley Davidson’s typical cruise bikes as it is a sports bike. It is a modified version of the Street 750. It has better suspension and more power. This mid-range bike is a favourite in the country.
H-D Fat Bob
Fat bob has the signature fat wheel in the front from the Harley Davidson stable. This muscle bike is not for amateurs. Experienced riders will have a jolly good time with this bike.
H-D XR 1200
One of the early Harleys to be sold in the country, the XR 1200 is one of the favourites among Indian riders. With a matte black body and a 1200 cc torque, this power machine is the right option for you.
Key Features
Hassle-free inspection
LGI ensures that
your bike is inspected with ease
Claim Settlement
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
Amend your
LGI policy with ease
Additional Protection Cover
Check our list of add-on policies
that will protect your bike
Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Cashless Garages
Find the nearest garage through
our garage locator
Types of two wheeler insurance for Harley Davidson
Liberty General Insurance offers two types of two wheeler insurance.
Third party Insurance
A third-party insurance protects you against expenses that arise when a third party is affected by an accident involving your bike. It includes injury to third party as well as damages to third party property. Under the Motor Vehicles Act of 1988, it is mandatory to have a third-party insurance to drive on Indian roads.
Add-on covers
Liberty General Insurance allows you to add extra benefits to your insurance cover. They are called add-ons. Some add-ons available to you are
- Depreciation cover
- Passenger assist
- Consumable cover
- Engine safe cover
- Key loss cover
- Roadside assistance cover
Own damage to two wheeler
This policy covers you and your vehicle against any damages caused to your two wheeler during an accident. It also covers your bike against theft. So any expenses arising out of an accident involving your bike will be taken care of by the own damage two wheeler policy. It covers expenses for repairing or replacing parts of your damaged two-wheeler.
What does own damage to two wheeler insurance policy not cover?
- Damages to a third-party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive bike insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your two wheeler for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss - if the original damage causes subsequent damage/loss, only the original damage will be covered
FAQs
How does one buy an insurance policy for a two wheeler?
Should I buy third-party or comprehensive bike insurance?
What are the factors that affect two wheeler insurance policy premiums?
What is depreciation cover in bike insurance?
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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