
Car Insurance in Shillong

About Car Insurance in Shillong
Shillong is the capital and largest town of Meghalaya state. Shillong was the capital of Assam, but after the state was split into Assam and Meghalya (meaning 'the abode of the clouds'), it became the first capital of the newly formed State of Meghalaya. Located in undulating pine covered hills, the city has a milder climate than tropical India. The city centre is 1496m above sea level and currently has a population of around 270,000. Home to several waterfalls, it is also known as the Scotland of the East.
The British legacy is still visible in the architecture and food habits of the population. The Assam style houses with slanting roofs, large number of windows and wooden floors look like a piece of art (and happen to be a very good idea, considering Shillong lies in an area where rains and earthquakes are very common). Do Visit the State Central Library - it was started at the time of British Raj and holds many rare books and almanacs. For British searching for clues about ancestors in this area, it is a gold-mine.
Read MoreWhy choose Liberty General Insurance in Shillong?
Hassle-free paperwork
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
Key Features

Hassle-free inspection
Our inspection process means you don’t have to endure any hassles

Claim Settlement
Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Incorporate amendments in
your existing policy

Additional Protection Cover
Check our list of add-on policies
for your car

Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Types of car insurance policies

Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.

Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.

Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss

Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
FAQs
Will the premium reduce if I select a lower Insured Declared Value?

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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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