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Car Insurance in Purnea
About Car Insurance in Purnea
Purnia (also romanized as Purnea) is a city that serves as the administrative headquarters of both the Purnia district and Purnia division in the Indian state of Bihar. The city's population density is 3058 persons per km sq. making it the 5th largest city of Bihar by population. National Highways, NH 31, NH 27, NH 231, NH 131A, make Purnia accessible to the people from nearby towns & states. In contrast, state highways connect the other neighbouring cities and villages to the main city area. A large number of cycle-rickshaws, Nearly 40,000 auto-rickshaws and city buses serve the city.
Read MoreWhy choose Liberty General Insurance in Purnea?
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Downtime Protection
Emergency Assistance Cover
Key Features
Hassle-free inspection
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Ease of Endorsement
Incorporate amendments in
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Additional Protection Cover
Check our list of add-on policies
for your car
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Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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