About Car Insurance in Mahbubnagar
Mahbubnagar is a city in Mahbubnagar District of the Indian state of Telangana named after the 6th Nizam, Mir Mahbub Ali Khan. It is the headquarters of Mahbub Nagar mandal in Mahbub Nagar revenue division. The city is also the largest in the district with an area of 39.64 km2 (15.31 sq mi) and 7th most populous in the state.
The city is connected to major cities and towns by means of road and railways. National and state highways that pass through the city are NH 44 and NH 169, State highway 20 and 23. TSRTC operates buses to various destinations from Mahbub Nagar bus station of the city. The city has rail connectivity with the presence of Mahbub Nagar Main Station, Mahbub Nagar Town, Yenugonda Station and Diviti Pally Stations.Read More
Why choose Liberty General Insurance in Mahbubnagar ?
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Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
Will my premium increase If I choose only one add-on?
Most add-ons have an extra cost associated with them, but some add-ons can lead to savings on premium too like Voluntary deductible. You should pick and choose the add-ons depending on what you need your insurance to cover. They usually pack in a lot of benefits at marginally extra cost.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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