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Car Insurance in Gulbarga
About Car Insurance in Gulbarga
Gulbarga, also known as Kalaburagi, is a city in the Indian state of Karnataka. It is the administrative headquarters of Gulbarga district and is the largest city in the Hyderabad-Karnataka region of North Karnataka. Gulbarga city is governed by a Municipal Corporation and is in the Gulbarga Urban Region. It is called a Sufi city.
It has famous religious structures, like the Khwaja Banda Nawaz Dargah, the Sharana Basaveshwara Temple and the Buddha Vihar. It also has a fort built during Bahmani rule. It has many domes like the Hafth Gumbad and the Shor Gumbad. Gulbarga has the world's largest cannon. Gulbarga has a few architectural marvels built during the Bahamani Kingdom rule, including the Jama Masjid in the Gulbarga Fort. Gulbarga houses the circuit bench of the High Court of Karnataka.
Read MoreWhy choose Liberty General Insurance in Gulbarga?
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Key Features
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Additional Protection Cover
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Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
FAQs
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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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