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Car Insurance in Gaya
About Car Insurance in Gaya
Gaya is a major pilgrimage city in Bihar for Hindus and Buddhists. It is visited for doing Pind Dan (funeral offerings for the benefit of the soul of the deceased) and for visiting Bodhgaya and Vishnupad temple. Gaya is a picturesque city surrounded by temple-crowned hills. It is a place of great sanctity and an especially important place for pilgrimage, the central point of which is the Vishnupad temple that enshrines a footprint of Vishnu. The temple was built in the 18th century by the Maratha princess Ahliyabai.
The hills around the city are also places of sanctity. Do visit the Vishnupad Temple, Pretshila, Brahmayoni. Don’t miss out on tasting the main sweets - Enursa, Tilkut and Lai all of which are exclusive to the city. One can easily get these in shops at Tekari Road and Ramna Road.
Read MoreWhy choose Liberty General Insurance in Gaya?
Hassle-free paperwork
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
Key Features
Hassle-free inspection
Our inspection process means you don’t have to endure any hassles
Claim Settlement
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Liberty General Insurance
Ease of Endorsement
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your existing policy
Additional Protection Cover
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for your car
Daily Customer Service
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Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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