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Car Insurance in Bhagalpur
About Car Insurance in Bhagalpur
Bhagalpur is a city in Bihar in India. It is a city of historical importance on the bank of Ganges river, situated 220 km east of Patna and 410 km north west of Kolkata. Bhagalpur is the distorted form of Bhagdatpuram (meaning city of Good Luck) as it was called during the flourishing of the Anga Kingdom and has been the seat of power since Bhagalpur also known as Silk City.
You can reach the Silk City Bhagalpur by train/road. From Patna, the capital of Bihar, it takes a decent 6 hours to reach here. the local airport is well under plan and may take a few years to start functioning. Board the train Vikramshila Express from New Delhi to Bhagalpur via Patna junction. The city and the district were notorious for its criminal activities and lack of human safety, both of which peaked during 1970s leading to 1980 Bhagalpur blindings.
Read MoreWhy choose Liberty General Insurance in Bhagalpur?
Hassle-free paperwork
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
Key Features
Hassle-free inspection
Our inspection process means you don’t have to endure any hassles
Claim Settlement
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Liberty General Insurance
Ease of Endorsement
Incorporate amendments in
your existing policy
Additional Protection Cover
Check our list of add-on policies
for your car
Daily Customer Service
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Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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