About Car Insurance in Agra
Agra may be famous for the Taj Mahal and other historic forts and features, but there is a lot more to the city than that. It is also home to the largest airbase of the Indian Air Force, and became a Category I military cantonment way back in 1805. While tourism is the mainstay of the ancient city’s economy, it also has a large number of small-scale industrial units, including leather and carpet manufacturers. Harihar Biotech, Uttar Pradesh's first plant biotech company is located near the Taj Mahal. The city also boasts of the largest number of self-employed residents after Varanasi.
With the Yamuna Expressway that connects Delhi to Agra, and the Agra-Lucknow Expressway opening up traffic, there has been a sharp rise in the vehicular traffic passing through Agra. However, this has also resulted in the chances of accidents going up. In summer, it is due to over speeding vehicles, while in winter, factors like visibility has resulted in accidents. When your vehicle is damaged in such a situation, it can take its toll on the wallet, which is why it is wise to insure your car with a comprehensive insurance policy. At Liberty General Insurance, we give you a variety of options for you to choose the right car insurance to buy. Along with this, you can also find a list of cashless garages tied up Liberty General Insurance at our garage locator
Why choose Liberty General Insurance in Agra?
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
Our inspection process means you don’t have to endure any hassles
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
Incorporate amendments in
your existing policy
Additional Protection Cover
Check our list of add-on policies
for your car
Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Find the nearest garage through
our garage locator
Types of car insurance
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What insurance is not covered in case of Own Damage policy?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive Car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss.
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
What are the documents required to settle a claim?
In case you raise a car insurance claim, you will be required to provide the following:
- Your insurance policy number
- Contact number
- Time and date of the accident
- Your vehicle number
- Accident location.
You will be also required to provide information such as the name of the policyholder, the model and make of the vehicle, and a detailed explanation of how the damage to your car took place. You will also need to provide garage details where your vehicle is located to avail car insurance in Agra.
In case you have made the payment, you will be required to submit repair bills and receipts, as well as a claims discharge-and-satisfaction voucher signed across a revenue stamp (Only for a cashless claim).
How do I renew my car insurance policy for a car?
If you are a new car owner or want to port your insurance policy from another company to LGI online, you can do so in the following way. New customers or those porting their policy can visit here, while those renewing their policy can visit here.
A soft copy of the policy will be sent to your email address, while the policy document will be mailed to your registered home or office address. We encourage you to buy and renew your policy online, as it is also a green initiative.
Should I buy third-party or comprehensive car insurance?
Third-party car insurance is mandatory according to the Motor Vehicle Act of 1988. However, it is advisable to buy a comprehensive car insurance, as third-party car insurance only covers third-party liability, and any damage to your car will not be covered. You can choose one of several Liberty General car insurance policies that cater to your requirements to ensure that you don’t feel the pinch in case your car is damaged. We also strongly recommend that you look at the add-on covers that we offer. These include Depreciation Cover, Engine Safe Cover, Passenger Assist Cover, Gap Value, Key Loss Cover, Roadside Assistance Cover, and Consumable Cover.
Why should I purchase my car insurance online?
When you buy car insurance policy online, do complete research before making your decision. However, note that buying car insurance policy online also helps you save on time and money. When you buy car insurance online in India, you get better benefits than purchasing offline.
If you wish to visit our branch in Agra, then you can contact our nearest office here
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013
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