Car Insurance for Skoda

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About Skoda

About Skoda

Founded in 1895 in Czech Republic, Skoda is today a subsidiary of Volkswagen. Skoda cars ranging from its hatchbacks to SUVs can be found in over 100 countries across continents.

Getting a car insurance policy for your Skoda car will be beneficial, as it will help you in case of an untoward incident. Skoda is one of India's more popular mid- to high-range car brands with brands such as the Rapid and Superb zooming across Indian roads.

Of course, with a Skoda, you need to get a car insurance policy that caters to your requirements, which is why you may want to consider Liberty General Insurance.

LGI has several unique policies that cater to your individual requirement, and you can click here to avail them.

Why choose Liberty General Insurance for Skoda?

Hassle-free paperwork

91% claim settlement ratio (2018-19)

97+ offices all over India

4,300+ partner garages in India

Top Skoda cars



Skoda India will launch the BS6 Rapid in India in April 2020 in only a petrol variant. The Rapid’s price tag will start from Rs 7.99 lakhs. The Rapid comes with a 1.5-litre TDI diesel or a 1.6-litre MPI petrol engine. Some of the notable features include LED DRLs, front fog lamps, electrically adjustable and foldable ORVMs, automatic climate control, height adjustable driver seat, push-button start, auto dimming IRVM, tilt and telescopic steering, and a 6.5" touchscreen infotainment system.

Monte Carlo

Monte Carlo

This mid-sized sedan starts at Rs 11.16 lakh. The stunning car has an exclusive red exterior finish and sports an elegant blacked-out grille, wing mirrors, roof, B-pillar faux diffuser and spoiler, along with new dual-tone 16-inch alloy wheels, LED daytime running lamps.



Skoda Octavia can be found in 3 variants: Ambition, Style and L&K, priced Rs 15.99 lakhs onwards. The special Skoda features include a sunroof, efficient auto LED headlamps with DRLs, smart rain sensing wipers, 12-way adjustable driver’s seat, dual-zone climate control with rear AC vents, 8" touchscreen infotainment system, Canton sound system, etc.

Key Features

Hassle-free inspection & Cashless Claim Services
Hassle-free inspection

At Liberty General Insurance, we ensure that you have a seamless experience

Claim Settlement
Claim Settlement

Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Ease of Endorsement

Incorporate amendments in
your existing policy

Additional protection cover
Additional Protection Cover

Check our list of add-on policies
for your car

Customer Service – 7 Days a Week
Daily Customer Service

Call us from 8 am to 8 pm,
7 days a week

Cashless Garages
Cashless Garages

Find the nearest garage through
our garage locator

Types of car insurance

An Liberty General Insurance policy can ensure your financial safety by providing an effective policy cover for your Skoda.

Own Damage to Car Insurance

Own Damage for Vehicle

An Own Damage car insurance policy covers your Skoda against any expenses incurred due to damage to the car in case of an accident, damage due to riots, natural disasters, theft, etc. If and when any expenses are incurred, the Own Damage policy reimburses the costs.

What does own damage to car insurance not cover?
  • Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive Car insurance)
  • Damage caused to a third-party property
  • Injuries caused to other people in an accident
  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes
  • Damage to/by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
  • Consequential loss
Third party Insurance

Third party Insurance

A legal must under the Motor Vehicles Act, 1988, this third-party policy provides compensation to a third-party victim in case your Skoda causes them any damage or loss. This harm could be to a third-party individual or property.

Add-on covers

Add-on covers

Leave no stone unturned when it comes to your Skoda’s protection- get add-on covers for Depreciation, Consumable, Key loss, Gap value, Engine safe, Passenger Assist, and Roadside assistance.


What are the types of car insurance available for my Skoda car?

Can I buy my Skoda car insurance online?

Should I buy third-party or comprehensive car insurance?

How can I pay for the car insurance policy that I purchase online on LGI?

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

2019 Liberty General Insurance Ltd.

Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.