About Mini Cooper
Securing your dream Mini Cooper with a comprehensive car insurance policy is an integral part of the paperwork when you buy one. Mini Cooper, despite its size, has been one of the most popular luxury car brands in India.
The Mini Cooper, which is part of the BMW family, may look small, but packs quite a punch with its powerful engine. Given its price in the market, and the cost it may incur on your pocket in case of an untoward incident. This is why you may want to buy a comprehensive car insurance policy from Liberty General Insurance.
Why choose Liberty General Insurance for Mini Cooper?
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
Top Mini Cooper cars
Mini 3-Door Hatch
The Mini Cooper 3-Door Hatch comes in both petrol and diesel formats. While diesel is 1496cc, the petrol is 1998 cc. This powerful car is available in automatic transmission.
Mini 5-Door Hatch
The original style icon now has a new look for modern city driving. The Mini Cooper 5-Door Hatch is one of the most popular luxury hatchbacks.
The very essence of roof down, summer driving excitement, the Mini Convertible excites your senses and lets you capture and share those subtle moments.
With its distinctive split doors at the rear, soft-touch finishes and premium technologies, the Mini Clubman the cultured extension of the MINI family.
Whether it's a winding coastal road or the bustle of the city, the Mini Countryman gives you a driving experience you’ll always look forward to.
At Liberty General Insurance, we ensure that you have a seamless experience
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
Incorporate amendments in
your existing policy
Additional Protection Cover
Check our list of add-on policies
for your car
Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Find the nearest garage through
our garage locator
Types of car insurance
Liberty General Insurance has a number of car insurance products that suit your requirement, so that your Mini Cooper journey is a memorable one.
Own Damage for Vehicle
If you’re a Mini Cooper owner, then you can buy an own damage to private car that compensates you in case of disaster, fire, accident or theft. The Own Damage insurance will financially protect you by covering the cost of repairing the damage to your Mini Cooper.
Own damage to vehicle does not cover the following
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive Car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Third party Insurance
Third-party insurance covers you against damage caused by your vehicle to another person’s vehicle or property. Third-party insurance is mandatory under the Motor Vehicle Act, 1988 and not having one can result in either punishment or penalisation under the act.
Liberty General Insurance ensures that you get the best possible add-on car insurance policy for your Mini Cooper. Choose an add-on policy for your car insurance such as depreciation cover, roadside assistance and key loss insurance.
What are the documents required to settle a claim?
If you raise a claim, here is what you are required to provide:
- Policy number
- Contact number
- Time and date of accident
- Vehicle number
- Accident location
Other information includes the name of the policyholder, model and make of the car, and a description of how the accident took place. You will also need to provide garage details where your vehicle is located. In case of third-party injury, details of the contact of third-party need to be submitted. You will also need to submit proof of insurance, tax receipt, registration book, the driver’s licence of the insured driver, an FIR (in case of third-party liability), estimated cost of repair from the garage. In case you have made the payment, you will be required to submit repair bills and receipts, as well as a claims discharge-and-satisfaction voucher signed across a revenue stamp (Only for a cashless claim).
Should I buy third-party or comprehensive car insurance?
Third-party car insurance is mandatory according to the Motor Vehicle Act of 1988. However, it is advisable to buy a comprehensive car insurance, as third-party car insurance only covers third-party liability, and any damage to your car will not be covered. You can choose one of several Liberty General car insurance policies that cater to your requirements to ensure that you don’t feel the pinch in case your car is damaged.
We strongly recommend that you also look at our list of add-on car insurance policy cover for your vehicle. Some of the add-on policies include Depreciation Cover, Engine Safe Cover, Passenger Assist Cover, Gap Value, Key Loss Cover, Roadside Assistance Cover, Consumable Cover.
What affects the premium of your car insurance?
The following factors affect your car's insurance
- IDV of the vehicle
- Cubic capacity of the vehicle
- City where your vehicle was registered i.e. geographical zone
- Age of vehicle
- Vehicle's claim history
- Selection of Voluntary Deductibles in the motor insurance policy
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.