About Morris Garage (MG)
Morris Garages, popularly known as MG, is a British automobile manufacturer that recently made its debut in India with the Hector SUV. It is one of India’s first ‘connected cars’, as it gets an eSIM which connects to the internet.
After the success of the Hector SUV, the company is planning to debut its fully electric vehicle in the Indian market, called the ZS SUV. As an effort to ease the adoption of the fully electric vehicle, the company recently partnered with Delhi-based eChargeBays to provide home charging solutions.
With these vehicles, you should consider a good car insurance policy provided by LGI to ensure complete protection of your advanced MG car.
Why choose Liberty General Insurance for MG?
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
Top MG cars
Starting at INR 12.48 lakhs, the Hector is available in automatic and manual transmission. It has a range of variants for the discerning driver. The 5-seater car has a boot storage of 587 litres, making this SUV a good family car, too. It comes with the first of its kind i-SMART Next Gen technology. There are 6 airbags (optional) for passenger safety in case of an accident. The mileage on the Hector ranges from 13.96kmpl to 17.41 kmpl based on the type of engine and fuel.
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Types of car insurance
An Liberty General Insurance policy can ensure your financial safety by providing an effective policy cover for your MG.
Own Damage for Vehicle
With an Own Damage Private Car insurance, your MG car stays covered against the damage caused to the insured vehicle due to accidents like natural disaster, fire etc. or theft. In the unfortunate case of an accident, the own damage cover compensates you for the repair or replacement expenses incurred by your MG car due to the accident.
What does own damage to car insurance not cover?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive Car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Third party Insurance
A statutory requirement under the Motor Vehicles Act, 1988, this policy compensates any third-party involved in an accident caused by your insured MG car. This compensation could be for wages lost, medical bills or repairs to damaged property.
Liberty General Insurance offers a wide variety of add-on covers for your car. These covers include depreciation cover, engine safe cover, roadside assistance cover, and consumable cover, just to name a few. However, it's advised to read the policy wordings before making your purchase
Is it mandatory to have motor car insurance in India for my MG car?
Yes, as per the Motor Vehicles Act, 1988, having at least a valid third-party motor insurance in India is mandatory. It is a punishable offence to use your car in public without this insurance cover.
What is the most comprehensive cover for my MG car?
To get a 360-degree coverage, opt for the Comprehensive private car insurance along with the 7 add-ons available at LGI.
Should I renew my car insuranc every year?
Car insurance policies are usually offered for one year, so you will have to buy car insurance, every year. Purchase online motor insurance to avail various benefits such as better premiums, less paperwork, etc.
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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