Car Insurance in Visakhapatnam

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About Car Insurance in Visakhapatnam

Visakhapatnam, also known as Vizag, is the only natural harbour on India’s east coast. With a GDP of almost $ 44 billion (as per 2016 data) Visakhapatnam is one of the 100 fastest growing cities in the world and the 9th richest city in India. Home to the headquarters of the Indian Navy’s Eastern Command, the city also boasts of the oldest shipyard in the country and a submarine museum. With a green cover of almost 30 per cent, the city’s beaches, caves and wildlife sanctuaries make it a major tourist attraction. For car owners in this city, LGI offers a host of car insurance policy options which are easily available online. While basic third party insurance is mandatory across the country for all cars, there are a host of other policy options to choose from. Insuring your precious vehicle is important because in the unfortunate event of an accident or mishap, the last thing you need to worry about is whether you can pay for the damage. Choosing the right insurance provider is as important as selecting the right policy for your car. With an LGI policy, car owners in Visakhapatnam can rest assured about quick, reliable and transparent assistance whenever required. With a daily helpline, an online premium calculator and a garage locator listing LGI partner garages, your vehicle is in safe hands.

Why choose Liberty General Insurance in Visakhapatnam?

Hassle-free paperwork

91% claim settlement ratio (2018-19)

97+ offices all over India

4,300+ partner garages in India

Key Features

Hassle-free inspection & Cashless Claim Services
Hassle-free inspection

Our inspection process means you don’t have to endure any hassles

Claim Settlement
Claim Settlement

Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Ease of Endorsement

Incorporate amendments in
your existing policy

Additional protection cover
Additional Protection Cover

Check our list of add-on policies
for your car

Customer Service – 7 Days a Week
Daily Customer Service

Call us from 8 am to 8 pm,
7 days a week

Cashless Garages
Cashless Garages

Find the nearest garage through
our garage locator

Types of car insurance policies

While there are essentially two types of policies – Third Party and Comprehensive---Liberty General Car Insurance offers a host of additional covers.

Third party Insurance

Third Party Insurance

Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.

Comprehensive Insurance

Comprehensive Insurance

As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.

Own Damage to Car Insurance

Own Damage (OD) Cover

This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.

What insurance is not covered in case of Own Damage policy?
  • Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive Car insurance)
  • Damage caused to a third-party property
  • Injuries caused to other people in an accident
  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
  • Damage to/by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
  • Consequential loss.
Add-on covers

Add-on covers

Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.


How do I renew my car insurance policy for a car in Visakhapatnam?

Should I buy third-party or comprehensive car insurance?

Do I have to renew my four wheeler insurance every year?

What is a No Claim Bonus?

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

2019 Liberty General Insurance Ltd.

Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.

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