
Car Insurance in Pune

About Car Insurance in Pune
Pune, the second largest city in Maharashtra after Mumbai, is also known as the “Queen of the Deccan.” The seasonal capital of the Bombay Presidency during the British rule owing to its pleasant climate, it is now a popular tourist resort as well as a major educational and cultural centre. The city is also home to the Indian Army’s Southern Command and the Lohagaon Air Force Station of the Indian Air Force, and is well connected to the state capital Mumbai by road, rail and air. Car owners in Pune can get insurance policies from LGI which offer complete peace of mind in the unfortunate event of an accident or other natural mishap which damages the vehicle. These car insurance policies range from the basic third party insurance which is legally mandatory to comprehensive covers which insure you against almost various forms of accidental damage. It is important to remember that the cheapest policies are not always the best for your vehicle, since the last thing you need to worry about in case of a mishap is whether your policy covers the damage. LGI’s easy online premium calculator allows you to quickly arrive at the premium for your car based on your needs, and apply for instantly it without having to leave the comfort of your home or office.
You can also find a list of Liberty General Insurance-partnered garages at our garage locator
Why choose Liberty General Insurance in Pune?
Hassle-free paperwork
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
Key Features

Hassle-free inspection
Our inspection process means you don’t have to endure any hassles

Claim Settlement
Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Incorporate amendments in
your existing policy

Additional Protection Cover
Check our list of add-on policies
for your car

Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Types of car insurance policies

Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.

Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.

Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What insurance is not covered in case of Own Damage policy?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive Car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss.

Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
FAQs
Do I have to renew my four wheeler insurance every year?

Should I buy third-party or comprehensive car insurance?

What are add-on covers?

How do I renew my car insurance policy for a car in Pune?

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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013
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