Car Insurance in Kanpur
About Car Insurance in Kanpur
Located on the west bank of the Ganga in Uttar Pradesh, Kanpur is famous for its leather and textile industries. Originally a small village called Kanpur in the 13th century, it is today an important industrial and commercial centre in Uttar Pradesh. The city boasts one of the oldest Indian Institutes of Technology, set up in 1959, and Ganesh Shankar Vidyarthi Memorial Medical College, a state-run medical college founded in 1956. It also home to three state run universities, including Chhatrapati Shahu Ji Maharaj University, one of the largest universities of Asia, with a wide variety of courses catering to urban and rural students. There are also several private technical and management institutions spread across the city.
Read MoreWhy choose Liberty General Insurance in Kanpur?
Hassle-free paperwork
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
Key Features
Hassle-free inspection
Our inspection process means you don’t have to endure any hassles
Claim Settlement
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
Incorporate amendments in
your existing policy
Additional Protection Cover
Check our list of add-on policies
for your car
Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Cashless Garages
Find the nearest garage through
our garage locator
Types of car insurance policies
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
Third Party Insurance
The Motor Vehicle Act of 1988 has deemed it mandatory to own third-party insurance. Driving without it is a punishable offence under the act. However, this policy only applies to third party damage, and does not cover damage to your own vehicle.
Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive Car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
FAQs
Do I have to renew my four wheeler insurance every year?
Should I buy third-party or comprehensive car insurance?
What are add-on riders?
What is No Claim Bonus or NCB in four wheeler insurance?
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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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