Car Insurance in Delhi

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About Car Insurance in Delhi

Despite the metro and a fairly robust public transport system, the sheer expanse of the nation’s capital means owning a car is not a luxury. Almost 52 km long and 48 km wide, it is India’s largest city in terms of area. Whether you love shopping or eating, visiting historical places or amusement parks, cold or hot weather, Delhi has something for you. And though people do complain about traffic (the number of cars in the city outnumber those in the next three metros put together) the roads are still well built and modern. And there’s no dearth of places to head out to for small breaks from the daily grind. The mighty Himalayas are an overnight drive away, so are pilgrim spots like Hardwar and Rishikesh, and the Corbett National Park renowned for its tigers. But whether you have a new car or an old one, a large SUV or a small hatchback, you need to have it insured. Not just because it is illegal to drive without insurance, but for your own peace of mind. If you own a car in Delhi, Liberty General Insurance, one of the most trusted names in automobile insurance, has a car insurance policy just for you.

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Why choose Liberty General Insurance in Delhi?

Hassle-free paperwork

91% claim settlement ratio (2018-19)

97+ offices all over India

4,300+ partner garages in India

Key Features

Hassle-free inspection & Cashless Claim Services
Hassle-free inspection

Our inspection process means you don’t have to endure any hassles

Claim Settlement
Claim Settlement

Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Ease of Endorsement

Incorporate amendments in
your existing policy

Additional protection cover
Additional Protection Cover

Check our list of add-on policies
for your car

Customer Service – 7 Days a Week
Daily Customer Service

Call us from 8 am to 8 pm,
7 days a week

Cashless Garages
Cashless Garages

Find the nearest garage through
our garage locator

Types of car insurance

Third party Insurance

Third Party Insurance

Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.

Comprehensive Insurance

Comprehensive Insurance

As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.

Own Damage to Car Insurance

Own Damage (OD) Cover

Own damage or comprehensive insurance covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc. You can pick and choose from these depending on your needs and budget.

What insurance is not covered in case of Own Damage policy?
  • Damage to third-party vehicle
  • Damage caused to a third-party property
  • Injuries caused to other people in an accident
  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • In case you use your private car commercially
  • Driving under the influence of alcohol or drugs
  • Driving without a licence
  • Consequential loss
Add-on covers

Add-on covers

Liberty General Insurance gives you the option to choose various add-on covers such as depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, Key loss cover, and roadside assistance cover.


What documents are required to settle a claim?

Can I purchase a Liberty General car insurance policy online?

What is a No Claim Bonus?

What are the documents required to settle a claim?

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

2019 Liberty General Insurance Ltd.

Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.

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