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Usually, the first thought that pops up in your mind when you enter a hospital is how much lighter your wallet will be when you leave. In a world of advanced technologies, the field of medicine is one of the frontrunners, and with technology comes cost. It is not uncommon for a routine check-up bill to run into the thousands and a longer stay at the hospital will invariably set you back by a few lakhs. At least when you’re in a hospital for a treatment, a reliable and comprehensive health insurance policy might just save your day, and your wallet.
Why should you have a health insurance policy?
Just to give you a perspective about the growing need of health insurance coverage in India, according to the report by WHO, 68% of Indian health expenses are Out Of the Pocket (OOP) which is alarming. Also, only 18% of urban and 14% of rural population in India is covered under health insurance. Purchasing a health insurance at a young age is a prudent decision since premiums are a lot lower. It is worth noting that many policies do not cover pre-existing illnesses and illnesses occurring within 30 days of purchase of policy, except those incurred by an accident.
If you don’t have a health insurance policy yet, or are thinking about getting one, here’s a list of reasons which will make you aware of the importance of health insurance.
Summing up, the importance of health insurance cannot be overstated. It is imperative that you get a health insurance plan for yourself, your spouse, your children and your parents, as early as possible. You can avail of our health insurance plan here.
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