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It is unthinkable that someone should violate the sanctity of your home, yet it still is an occurrence. Even in business, stock investments that are stored in the office premises are also open to the risk of such a violation. A lot depends on the safekeeping of our premises. While a break in and robbery cannot be predicted, being prepared is something that is in our hands. There is no replacement on the lost sentimentality in this situation, but Liberty General Insurance Burglary and Housebreaking Insurance Policy can at least help your home return to its normalcy.
The Burglary Insurance policy can assist you at your most vulnerable situations. Things of your daily use or other amenities will require immediate replacement. This insurance policy helps you move past the incident at the earliest, helping you with the aforementioned replacements.
The sum insured under this policy is decided based on current market prices for your stock. For items like furniture, equipment, etc. it is fixed as per the reinstatement value.
The premium for the Burglary Insurance depends on the sum insured, the items, physical security, and the type of premises.
For more details, please read the policy wordings.*Terms & Conditions apply.
If you own stock for business purposes or have personal possessions open to burglary risks, you are eligible to buy this policy.
For more details on eligibility, please read the policy wordings.
The Burglary and Housebreaking Insurance by Liberty General Insurance is a ‘named peril’. This means that the loss and damage to the property or possessions should have happened because of a named peril, theft. The theft must have occurred through housebreaking or burglary and there should be signs of violent entry and exit on the premises.
This policy covers:
This policy can be issued on the basis of declaration and as a floater for your stocks. You can opt for it on a first loss basis or a full value basis.
With additional premium, the policy can be extended to cover:
For an exhaustive list of inclusions, please read the policy wordings.
The policy is a ‘named excluded perils’ insurance, i.e. specifically mentioned risks are not covered. These risks include:
For a detailed list of exclusions, please read the policy wordings.
The Client has highly appreciated the inputs and report from Mr. Sudhanshu.
Its because of him we were able to convince the client to move to Liberty along with local sales support.
We find the report is very exhaustive in bringing out the risk exposures and the works the client has to carry out for risk elimination. Surely the client will be benefited by the suggestions you have put forth.
The contents of your newsletter are quite interesting and informative.
This will help in creating awareness in the industry about the loss prevention and good maintenance.
Thanks for the good work you are doing.
Liberty Mutual Insurance Group Announces
New Joint Venture Partnership for Indian
Chances are that you are among a large number of people who forget to renew their vehicle insurance ....
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