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3 Benefits of Comparing Bike Insurance

24 Sep 2021

Two Wheeler Insurance Article

When you buy a bike, you typically research the various brands, the mileage it offers, and its other essential features. Just as you do your research before purchasing the bike, so should you compare bike insurance policies. Today, you no longer need to visit the offices of the insurance provider and can instead compare various policies offered by different insurance companies online. Here are the benefits of comparing bike insurance.

  • Helps You Find Your Best-Suited Policy

    Before you start shortlisting bike insurance policies, you should list the requirements you expect the bike insurance policy to cover. Listing your requirements helps you understand the features of the policy that you need to compare. For instance, if you reside in a rain or flood-prone area, you should opt for a comprehensive insurance policy with coverage against natural calamities. If you live in a small town with less traffic, a third-party policy with own damage cover may be sufficient. You also learn about the various add-on riders you would need for that all-encompassing coverage. As such, when you compare bike insurance, you are simply helping yourself find the best policy that covers your specific insurance needs.
  • Best Coverage

    A prerequisite while buying bike insurance is coverage. The idea is to compare bike insurance online to find a policy that comes with a decent sum assured and covers you against various incidents, accidents, and liabilities. Your online comparisons can help you find the ideal insurance plan that does not charge a heavy premium while providing maximum coverage. There are several websites where you can cross verify and compare the coverage and cost of various policies simultaneously.
  • Reliable Insurance Company

    With so many insurance providers in the market, selecting one for your bike insurance needs can be rather confusing. But one of the benefits of comparing bike insurance is that you can distinguish the great insurance companies from the average. A good insurance provider has a high claim settlement ratio and a quicker claim disbursal timeframe. Such a company also has an extensive customer service helpline and executives who will come to your aid in your time of need. You can also find individual ratings for each of the policies online during your comparison, which can help you shortlist the best insurance provider.

How To Compare Two-Wheeler Insurance Online?

You can compare bike insurance plans and premiums with the help of two wheeler insurance premium calculators. An online premium calculator is a nifty tool that helps calculate the premium amount, the cost of a specific rider and the discount you can get in the form of a no-claims bonus for not filing an insurance claim in a given year. You simply need to enter your bike registration number, bike make and model, the engine’s cubic capacity and the insured declared value of the vehicle in various tabs of the calculator. The online premium calculator calculates the approximate premium payable. Also, you can adjust the values to suit your budget and requirements.

Final Note:Comparing bike insurance plans is easier than ever today. So, instead of blindly buying the policy recommended by your bike dealer, you must conduct a bike insurance price comparison and assess the type of coverage you can get for your two-wheeler. You can also reach out to your insurance policy advisor to get the right policy with comprehensive coverage and low premium costs.

Disclaimer: For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale. *The discount amount will vary subject to vehicle specification and place of registration.

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