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On road protection for your investment

Private Car Package Policy

Key Benefits of Private Car Package Policy

Wouldn’t you want your valuable car to run smoothly instead of bogging you down?
If you do, you must certainly need a car insurance policy to back you up. Catch up with some other benefits here –
  • Hassle free claim

    Inspection & cashless claim service at 1900+ network garages

  • Quick settlement

    Settlement within 7 working days

  • Transfer NCBs

    Transfer Existing No Claim Bonus from any insurance provider

  • Avail additional benefits

    Get additional protection & convenience through different add on covers

  • Telephonic Service

    For effective claims support & assistance from 8:00 AM to 8:00 PM daily

Renew My Liberty General Insurance Private Car Package Policy

Private Car Package Policy

Life constitutes of both smooth and bumpy roads. Since buying a car is a glorious personal achievement in the journey, you will definitely want it to last long. Car insurance allows you to always get back on track instead of stopping at road blocks. It assists you in getting past all the hitches that you meet along the way.

When it comes to your car, you need not be burdened by extra losses, which is why car insurance is essential for you. At Liberty General Insurance, we bring to you a private car package policy that adds convenience and balance to your car coverage.

Buy Online Renew LGI Policy

What does this Private Car Package Policy Cover?

Private Car insurance that you buy online from Liberty General Insurance comes with a number of benefits, including:
  • Personal Accident cover, in case of loss of limb or sight, disablement or death
  • Liability for third party injury or death and for damage caused to their property
  • Reimbursement for costs incurred for loss or damage to the vehicle

Situations that are covered under the policy, under which you can claim reimbursement for loss or damage, include:

  • By Accident external means
  • Lightning
  • Self-ignition
  • Fire explosion
  • Burglary
  • Housebreaking or theft
  • Malicious act
  • Riot and strike
  • Terrorism
  • Natural disasters, like earthquake, flood, landslide, rockslide, cyclone and inundation
  • While your car is in transit by rail, road, air, elevator, lift.

By paying a little more premium for your private car package policy, you can get some extra coverage for:

  • Loss or damage to the accessories in your car (electrical and non-electrical)
  • Personal Accident cover for the passenger(s)
  • Legal liability for people you have employed (paid drivers)

What is NOT covered in this Private Car Package Policy?

There are a few situations that are not covered in Liberty General Car Insurance. The major exclusions of this private car insurance policy are:
  • Consequential loss
  • Claims arising out any contractual liability
  • Loss or damage covered under the manufacturer’s warranty or part of manufacturer’s recall
  • Depreciation; wear and tear
  • Mechanical and Electrical breakdown; failure or breakage
  • When the vehicle is used outside the geographical area
  • When used contrary to limitations as to use
  • When driven by a person not holding a valid and effective driving license
  • War perils, nuclear perils and drunken driving

Add-on Covers

When you buy private car insurance online with Liberty General Insurance, you will also receive an option to buy add-on covers to enhance your private car insurance. Liberty General Insurance wants you to enjoy the maximum benefits from your private car insurance, and offer the following 5 covers:

Depreciation Cover

  • Normally, if a car has to get some parts replaced under accidental claim, the owner has to pay for some deductions that are made in the name of depreciation of the parts. But with this private car insurance add-on, you can avail complete coverage for the entire cost.

Consumable Cover

  • Consumables such as, grease, screws, washers, nuts and bolts, break oil, etc.; i.e. items that are unfit for use after damage to the car, are not covered under a private car insurance. But with this add-on, the cost of consumables are reimbursed for.

GAP value cover

  • There is generally a difference between the showroom price and the IDV of a vehicle. With the private car insurance GAP value cover, the 100% cost of the vehicle is covered.

Passenger Assist Cover

  • This add-on cover provides financial coverage (hospital allowance, medical expenses, and medical transport assistance) for the passengers and the driver, in case of an accident.

Roadside Assistance cover

  • This cover enables the insured to avail roadside assistance services like mechanical & accidental breakdown towing, on site repairs, arrangement of emergency fuel, battery jumpstart, flat tire change, locked and lost keys and host of other road side emergency assistances.

Disclaimer:The details furnished above are indicative & do not constitute the entire terms, conditions and exclusions of the Policy. For further detail please refer to policy wordings

Frequently Asked Questions

Disclaimer:The details furnished above are indicative & do not constitute the entire terms, conditions and exclusions of the Policy. For further detail please refer to policy wordings

Disclaimer:The details furnished above are indicative & do not constitute the entire terms, conditions and exclusions of the Policy. For further detail please refer to policy wordings

Disclaimer:The details furnished above are indicative & do not constitute the entire terms, conditions and exclusions of the Policy. For further detail please refer to policy wordings

Private Car Policy Renewal Reminder

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Why Car Insurance

Listen to Our Customers

Thank you very much for your prompt service, While taking insurance from your company, some people told that, if I take insurance from other than car dealer, I have to face problem (Like visit to dealer and insura​nce company surveyor and office, no cashless facility etc) while claim comes, you have pro ven that all th ose words are wrong and we can take from other than deale​r also, I would like to express my please for your service .​

N. Rama Mohan Rao

Thank you very much.As discussed I was feeling helpless because of website OTP issue.But I would like to appreciate your proactive approach to help the customer.Thanks again and wish you a Happy Diwali!!​

​​

Santosh Mulay

Thanks Manish.
Dear Mr. Dharma – I would like to thank your company personnel at the customer services division for their excellent support. Your customer care executive, Manish Bhatia took care of all my queries in a very courteous and professional manner.
Would also like to thank Mr. R Rajkiran from ‘Invee Intelligence Private Limited’ and Mr. Umesh for taking this issue to closure.
Keep up the good work.​​

Majid Hashmat

Very attractive, user friendly website. Very courteous people over phone and prompt call back services. Competent persons answer all queries and suggest solutions​

Kashyap

Mr Manish Bhatia
its a pleasure talking to you over the phone from your lane line 61676500
i would like to appreciate your call as this is so surprise at least you bother to reply my Facebook complaint
i would like to give you regards about  accepting my complaint  and understand my problem like no other office( who is handling my claim repressively) is involved in this talk before at least you have called and given assurance that we resole same in next asap 
i would personally want  to thanks  liberty videocon that they have chose  best employ like  Mr Manish Bhatia i salute you sir.
regd dilip shah
​​​

Dilip Shah

Prompt Response on each and every mail. Excellent Customer care team ​

Manjo Kumar

Thanks ,
I would like to thank you as you have supported me so much and making me look positive in each side.
I am very grateful to you for what you have done.

Vaibhav Kumpavat

Dear Manish, many thanks for correcting the address and sending the fresh policy soft copy. I am really grateful for taking personal care & promptness in dealing with my request​

Pranob Chakrobarty

My query is solved thank you so much liberty I really appreciate that...though I got problems you solved at the I'm happy for it thank you for supporting your customer I'm satisfied 

Ravi Patel

Thank you for the mail. I am appreciating your team for they done my request on the same time.​

Ekta Mishra

I would like to thanks for all your cooperation and support, I also appreciate your prompt response on cancellation of all the policy & its payment.
Wish you a best luck for your future ahead.

Prashant Jain
Private Car Insurance
Rated 4/5 based on 123 customer reviews

Customer Reviews

4

Average Rating

Based on 123 Ratings

  • 5 Star

    71

  • 4 Star

    38

  • 3 Star

    6

  • 2 Star

    5

  • 1 Star

    3

  • ARUMUGAM K

    GOOD

  • RAJ A

    GOOD

  • CHITRA N

    GOOOD

  • GOWTHAMAN K

    GOOD

  • HARIKRISHNA SIRUMALLA

    GOOD

  • GANESH TPR

    good

  • JAGADISH S

    GOOD

  • RAVINDRA CH

    good

  • RAVINDER KALVACHARLA

    good

  • ZAKIR ALI

    good

  • HARISH CHANDRA

    good

  • PAPAIAH KALTHI

    good

  • NISHITHA N

    GOOD

  • ARUNACHALAM E

    GOOD

  • MANI M

    good

  • KARTHIKESWARAN R

    good

  • JAYAKUMAR S

    good

  • MUSAVUGANI S

    GOOD

  • SALEEM MUSHTAQ

    good

  • SUJOY DEBNATH

    verry good

  • CHETHAN B

    ok

  • HIZRATH N

    ok

  • HANUMANTHRAJU K V

    nice

  • R MANJULA

    good

  • JAGADEESHA M

    good

  • KRISHNA KUMAR T

    GOOD

  • SOHAN LAL

    good experience

  • ANANT KUMAR CHANDAN

    good service

  • SANTOSH SHARMA

    good

  • PADMANABHAN RAMANUJAM

    Smooth experience

  • J ANJI REDDY

    Nice to interact

  • STANLEY THOMAS

    Good and easy to use

  • SANGEETHA KATTI

    Good ...Value for your money

  • MAHESH H PAREKH

    Easy Process

  • RAVI KANT KUMAR

    good

  • PANKAJ JAYANTIBHAI

    OK

  • SANJAY MALHOTRA

    its good

  • GEETA MAHAJAN

    GOOD

  • KALYAN ANNAMNEEDI

    Good Service, easy to purchase . cost also good.

  • PRADYUMNA NAG

    Quick process

  • VANDANA BHALLA

    amazing

  • VIKAS JADHAV

    VERY GOOD SERVICE

  • PANKAJ KUMAR SHARMA

    Excellent Experience.

  • BABITHA K M

    nice

  • SANJAY GUPTA

    very good

  • SHRESHTH TANEJA

    SIMPLE AND EASY

  • KARTIK NAGARAJAN

    nice

  • PRASHANTH CHILUMULLA

    Easy to process, thanks.

  • VAISHALI WANI

    VERY GOOD

  • ABIR DUTTA

    GOOD SERVICE

  • RAMGOPAL R

    Good and Transparent Experience

  • RAJ PRAKASH

    very good

  • VIRENDRA BELEKAR

    Good

  • SYED SUHAIB AHMAD

    SUPER

  • MANISH NANDWANA

    Nice experience

  • GAURAV SURNA

    Very nice

  • PARAMESWARI KUMARAGURU

    nice

  • BANSIRAJ BANOTU

    nice

  • PUSHPALATHA S

    Good service

  • PRADIP PATEL

    good experience and easy process

  • SHIVANSHU MITTAL

    nice

  • GAUTAM TARI

    Great

  • JOJO JOHN

    Good experience

  • SALEEM AHMAD

    EXCELLENT

  • SENTHIL KUMAR

    IT IS NICE

  • SANGEETA MANDAL

    great experience

  • ASIF IQBAL

    FINE

  • ASHUTOSH KARDILE

    Very good experience.

  • RAVICHANDRAN GANAPATHY

    Nice

  • MAHESH LALAM MANICKAM

    Nice and Easy interface to buy insurance.

  • NARASIMHA GAJULA

    Excellent

  • SOUMITRA PANDA

    OK

  • SUBHRA CHAKRABORTY

    Very easy to renew car insurance through online...like it

  • CHANDRASHEKHAR PRADHAN

    nice

  • PREMLATA SABOO

    ok

  • ROHIT SHENOY

    okay

  • HARVINDER RAM

    Excellent policy and great value for money.

  • PRANATI MOHANTY

    ok

  • SAVITA ARORA

    nice

  • PALLABI DEY

    awesome

  • PRASAD PRABHU

    Very Good

  • SIDDHARTH RAI

    good

  • LIPIKA GUPTA

    Good

  • KADUBAL DESHMUKH

    very competitive premimum

  • SWAPAN MANDAL

    Thanks

  • RAJDEEP NAG

    i like it

  • SANTOSH BOMMERLA

    good

  • TANAJI KINKAR

    good

  • SAHIBA KAPOOR

    Friendly and great service

  • PRATEEK JAIN

    Good

  • NARAYANBHAI LUHAR

    good

  • UDAY VARMA

    very good , easy and fast

  • JYOTHILAKSHMI KP

    good

  • SUMANTKUMAR ANAND

    good

  • RAMAKANT DUBEY

    super but site is slow please improve

  • SWARUP PUNEKAR

    good

  • SANDESH KAMDI

    Good experience. Easy process

  • CAPT VINOD KUMAR SHARMA

    Good

  • SRIKRISHNA TANGEDIPALLI

    GOOD

  • MUDUGANTI REDDY

    EXLENT

  • RAJESH GOLIYA

    Zero dep option not showing on website

  • PARAS AGGARWAL

    great

  • VINAY MATHUR

    Awesome

  • PUNEETH J

    Superb

  • MRINAL GOGOI

    GOOD

  • PUNEETH K

    Superb

  • PUNEETH K

    Superb

  • MANISH SINGHAL

    Very good user interface

  • ANIL ALMEIDA

    Very good

  • SAKET ROSHAN

    GOOD IDV PROPOSED

  • SRINIVASA HK

    surely

  • MOHAN KUMAR CHANDRABOSE

    GOOD

  • SUCHITA SHASTRY

    good

  • HARESH NARANG

    Good

  • NATIONAL CARBON BRUSH PRODUCTS NA

    GOOD

  • AJOYKUMAR BISWAS

    easy to buy online

  • PRADEEP PAWARIA

    good

  • GANESH MISRA

    good

  • SUROJIT SENGUPTA

    very good

  • KAINAZ UNVALLA

    IMD portal rates upload issue is fixed now and is working fine. Now you can upload the rates for worksite and choosemybike business flows. The IMD codes are: Choosemybike-BSC5004965. Worksite-BSC5001841. Please use the below mentioned URL for uploading the rates: http://10.134.62.14:5934.

  • PREMKUMAR JAYAKUMAR

    Good one

  • RUN RAJA

    Awesome

  • UDAY Y

    I am happy to see that being a small company the employees talk to each other & resolve customer queries fast. I am pleased with the speed of service. Very professional people.

  • View all Reviews

Media Centre

Liberty Mutual Insurance Group Announces
New Joint Venture Partnership for Indian
Company

Know More

Articles

Ask Yourself These Questions Before Purchasing Car Insurance Online

February 09, 2018

Cars are often regarded as one of the most valuable possessions of a person. They are invaluable ...

Know More

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

2018 Liberty General Insurance Ltd.

Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.

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